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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

British number 1

Best credit card and loan, stress free and no hassle Reviewed on: 11th April 2023

Seamless and intuitive

Perfect system. Very intuitive. Zopa have thought about their customers with a card and app that work for you. They work perfectly together. I also have a car loan with them and that’s simple and hassle free too. All perfect. I’d recommend Zopa to anyone. Reviewed on: 11th April 2023

Clear view of you credit

The card and app is easy to use the interest rate is fair and when you make a payment the amount updates that day! Reviewed on: 11th April 2023

Simplicity

Whats not to love? Real-time payments. Great Customer Service. Reviewed on: 11th April 2023

Great!!

Fantastic card with great service. Reviewed on: 11th April 2023

Zopa

Zopa are great they a responsible lenders and their platform is really easy to use I highly recommend their products Reviewed on: 11th April 2023

Great credit card

Helping me get my credit score up Reviewed on: 11th April 2023

Working for you (me)

Working hard to give you (us) the best deals on loans, credit, broadband etc. Reviewed on: 11th April 2023

Great card

Easy to understand website. Clear on products and very easy to use what more could you want Reviewed on: 11th April 2023

Excellent

Great service easy to use app and payments and good warnings so you are prepared for payment date Excellent service Reviewed on: 11th April 2023

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