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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Great card

5
Everything is clear and understandable no hidden details from the start Reviewed on: 11th April 2023
Stephen fitzgerald's avatar
Stephen fitzgerald

PeteM

5
Easy application easy to monitor. Great card Reviewed on: 11th April 2023
petenet@mail.com's avatar
[email protected]

Amazing cars

5
Amazing card with clear terms and service. Easy to use app that is extremely useful to keep track of what you are spending and when payment is due out. Overall an amazing card and service. Reviewed on: 11th April 2023
Adam Gilvear's avatar
Adam Gilvear

Zopa the best

5
Professional caring supportive at all times would recommend to all friends and family Reviewed on: 11th April 2023
Tricia's avatar
Tricia

Brilliant

5
Such a lovely company, their customer service is brilliant, so glad to be with them. Reviewed on: 11th April 2023
Karen Smith's avatar
Karen Smith

Superb service

5
Zopa credit card has great service, shows straight away when you have spent on it up to date balance and when you need to make a payment, can’t do without it Reviewed on: 11th April 2023
david billington's avatar
david billington

Great card

5
Have had no problems at all and great customer service Reviewed on: 11th April 2023
Steve36's avatar
Steve36

Great service

5
Quick application. Loads of useful notifications regarding your account. If I won, i would clear my balance :) Reviewed on: 11th April 2023
John Unwin's avatar
John Unwin

Good review.

5
I like Zopa because it helps me with my purchases. Reviewed on: 11th April 2023
Diana 's avatar
Diana

Fast Payments Flexible Card

5
Most Credit cards have problems processing payments or problems at the tills. This card processes your payments instantly preventing 3-5 day delays in available funds and I've never had a problem at tills like some other cards I've used. Customer service is easy to get hold of , but you will never have a problem to call them about. A new way of credit that should be the norm. Top marks. Reviewed on: 11th April 2023
Alex's avatar
Alex

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