Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa the best

Professional caring supportive at all times would recommend to all friends and family Reviewed on: 11th April 2023

Brilliant

Such a lovely company, their customer service is brilliant, so glad to be with them. Reviewed on: 11th April 2023

Superb service

Zopa credit card has great service, shows straight away when you have spent on it up to date balance and when you need to make a payment, can’t do without it Reviewed on: 11th April 2023

Great card

Have had no problems at all and great customer service Reviewed on: 11th April 2023

Great service

Quick application. Loads of useful notifications regarding your account. If I won, i would clear my balance :) Reviewed on: 11th April 2023

Good review.

I like Zopa because it helps me with my purchases. Reviewed on: 11th April 2023

Fast Payments Flexible Card

Most Credit cards have problems processing payments or problems at the tills. This card processes your payments instantly preventing 3-5 day delays in available funds and I've never had a problem at tills like some other cards I've used. Customer service is easy to get hold of , but you will never have a problem to call them about. A new way of credit that should be the norm. Top marks. Reviewed on: 11th April 2023

Great

Always there to help, great service Reviewed on: 11th April 2023

Zopa credit card

Excellent easy to use app , payments wuick and easy with no problems with changing direct debit dates Reviewed on: 11th April 2023

Great and transparent company with great service

Since I've had the credit card from Zopa I've had excellent service, clear notifications about spend, repayments etc and they have many options in helping you save, plan and a variety of other useful things. They're very transparent and upfront about everything and I would definitely recommend Zopa for any of their services. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.27 from 41 reviews
Classic Extra Card
from Capital One 3.36 from 6 reviews
Credit card
from The Co-operative Bank 2.86 from 35 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub