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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44354)

Good lender

5
Good fair lender with good rates monthly updates for lending for increase on card I have had no issues or disputes with them and get timely responses from them Reviewed on: 11th April 2023
James Robertson's avatar
James Robertson

Really good

5
I like this credit card and this service provides Reviewed on: 11th April 2023
viktorgreky@i.ua Grecu's avatar
[email protected] Grecu

Great service

5
I just needed a credit card with notifications for spending abroad. Zopa works a treat Reviewed on: 11th April 2023
Martin Wheat - Drone Vision UK's avatar
Martin Wheat - Drone Vision UK

Ease of use

5
Very helpful and easy to use app Reviewed on: 11th April 2023
Yorkie 's avatar
Yorkie

Good credit card

4
Easy to apply via website Website easy to use Reviewed on: 11th April 2023
David Coombes's avatar
David Coombes

Zo

5
Good company let you know when payment due Reviewed on: 11th April 2023
Celia 's avatar
Celia

Number 1 credit card

5
Best credit card for service and information on your finances , as well as a good starting balance Zopa keep you up today with offers and keeping you in control off finances Would recommend this card and other services to everyone Reviewed on: 11th April 2023
James Callaghan's avatar
James Callaghan

Good card and app

5
Easy to use app, no charges for use abroad. All good. Reviewed on: 11th April 2023
Christopher Dodds's avatar
Christopher Dodds

Choose Zopa Credit Card

5
Great products and great service Reviewed on: 11th April 2023
Miss Fereshteh Seymour's avatar
Miss Fereshteh Seymour

Great service

5
Lets me stay in control of my balance with clear updates Reviewed on: 11th April 2023
R.Mauldridge's avatar
R.Mauldridge

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