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Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

Good card and app

5
Easy to use app, no charges for use abroad. All good. Reviewed on: 11th April 2023

Choose Zopa Credit Card

5
Great products and great service Reviewed on: 11th April 2023

Great service

5
Lets me stay in control of my balance with clear updates Reviewed on: 11th April 2023

Great card

5
Everything is clear and understandable no hidden details from the start Reviewed on: 11th April 2023

PeteM

5
Easy application easy to monitor. Great card Reviewed on: 11th April 2023

Amazing cars

5
Amazing card with clear terms and service. Easy to use app that is extremely useful to keep track of what you are spending and when payment is due out. Overall an amazing card and service. Reviewed on: 11th April 2023

Zopa the best

5
Professional caring supportive at all times would recommend to all friends and family Reviewed on: 11th April 2023

Brilliant

5
Such a lovely company, their customer service is brilliant, so glad to be with them. Reviewed on: 11th April 2023

Superb service

5
Zopa credit card has great service, shows straight away when you have spent on it up to date balance and when you need to make a payment, can’t do without it Reviewed on: 11th April 2023

Great card

5
Have had no problems at all and great customer service Reviewed on: 11th April 2023

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