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Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44354)

Best card in the market

5
Decent rates and manageable limits. Easy to use app and repayments go back instantly so you can easily keep your accounts on track Reviewed on: 11th April 2023
Lisha's avatar
Lisha

Excellent customer service

4
Staff are always helpful and polite Reviewed on: 11th April 2023
Lyndon's avatar
Lyndon

Zopa Service

5
Outstanding Brilliant customer Service Reviewed on: 11th April 2023
Neil Fitzpatrick's avatar
Neil Fitzpatrick

Excellent

5
Great card, easy to use and love the features, makes it much easier to manage your spending and payments Reviewed on: 11th April 2023
Genevieve Ainsworth's avatar
Genevieve Ainsworth

Great app

5
Great credit card with a great app to work along side it. Easy and intuitive to use. Reviewed on: 11th April 2023
Mark Mawby's avatar
Mark Mawby

Great card

5
Really easy to use app and keeps you updated on offers and balances Reviewed on: 11th April 2023
Gillian Roystone 's avatar
Gillian Roystone

Excellent credit card

5
Excellent services A very simple procedure to apply Brilliant services provided by the company Very best credit card company in the UK Reviewed on: 11th April 2023
S Mahmood 's avatar
S Mahmood

Recommended

5
Very impressive system and easy to use. Information clearly expressed Reviewed on: 11th April 2023
Lynne Penn 's avatar
Lynne Penn

Easy to use

5
Very quick response and very easy to use app. Reviewed on: 11th April 2023
Gina Paris's avatar
Gina Paris

Great card

4
My experience with Zopa has been great so far, the app is really easy to use and has all the right functionality required to get the most out of your card/account. Reviewed on: 11th April 2023
Seprina's avatar
Seprina

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