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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,347 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44347)

Recommended

5
Very impressive system and easy to use. Information clearly expressed Reviewed on: 11th April 2023
Lynne Penn 's avatar
Lynne Penn

Easy to use

5
Very quick response and very easy to use app. Reviewed on: 11th April 2023
Gina Paris's avatar
Gina Paris

Great card

4
My experience with Zopa has been great so far, the app is really easy to use and has all the right functionality required to get the most out of your card/account. Reviewed on: 11th April 2023
Seprina's avatar
Seprina

Good lender

5
Good fair lender with good rates monthly updates for lending for increase on card I have had no issues or disputes with them and get timely responses from them Reviewed on: 11th April 2023
James Robertson's avatar
James Robertson

Really good

5
I like this credit card and this service provides Reviewed on: 11th April 2023
viktorgreky@i.ua Grecu's avatar
[email protected] Grecu

Great service

5
I just needed a credit card with notifications for spending abroad. Zopa works a treat Reviewed on: 11th April 2023
Martin Wheat - Drone Vision UK's avatar
Martin Wheat - Drone Vision UK

Ease of use

5
Very helpful and easy to use app Reviewed on: 11th April 2023
Yorkie 's avatar
Yorkie

Good credit card

4
Easy to apply via website Website easy to use Reviewed on: 11th April 2023
David Coombes's avatar
David Coombes

Zo

5
Good company let you know when payment due Reviewed on: 11th April 2023
Celia 's avatar
Celia

Number 1 credit card

5
Best credit card for service and information on your finances , as well as a good starting balance Zopa keep you up today with offers and keeping you in control off finances Would recommend this card and other services to everyone Reviewed on: 11th April 2023
James Callaghan's avatar
James Callaghan

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