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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Ease of use

Very helpful and easy to use app Reviewed on: 11th April 2023

Good credit card

Easy to apply via website Website easy to use Reviewed on: 11th April 2023

Zo

Good company let you know when payment due Reviewed on: 11th April 2023

Number 1 credit card

Best credit card for service and information on your finances , as well as a good starting balance Zopa keep you up today with offers and keeping you in control off finances Would recommend this card and other services to everyone Reviewed on: 11th April 2023

Good card and app

Easy to use app, no charges for use abroad. All good. Reviewed on: 11th April 2023

Choose Zopa Credit Card

Great products and great service Reviewed on: 11th April 2023

Great service

Lets me stay in control of my balance with clear updates Reviewed on: 11th April 2023

Great card

Everything is clear and understandable no hidden details from the start Reviewed on: 11th April 2023

PeteM

Easy application easy to monitor. Great card Reviewed on: 11th April 2023

Amazing cars

Amazing card with clear terms and service. Easy to use app that is extremely useful to keep track of what you are spending and when payment is due out. Overall an amazing card and service. Reviewed on: 11th April 2023

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