Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.86
Based on 44,354 reviews, last reviewed 1st Sep 2026
100% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026
HAIZHONG N's avatar
HAIZHONG N

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026
Sonjoy Das's avatar
Sonjoy Das
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (44354)

Best credit card

5
I’ve been using this card for a long time and it has never let me down nearly all my friends have got this card and are enjoying same experience. One card you should have well done Zopa! Reviewed on: 11th April 2023
Mohammed 's avatar
Mohammed

simple and satisfied

4
a very clear and simple card, customer service is great, with great reporting and keeps you updated. Reviewed on: 11th April 2023
sharon b's avatar
sharon b

great company

5
always there to help if i need it Reviewed on: 11th April 2023
David Marriott's avatar
David Marriott

Zopa

5
Have been with this company for a while and great communication and notifications.would highly recommended. Reviewed on: 11th April 2023
Darren's avatar
Darren

Easy app

5
Nice and easy to do payments direct debits etc would recommend Reviewed on: 11th April 2023
Marc Jackson's avatar
Marc Jackson

Helped me get back on track

5
I've had a Zopa credit card for roughly about a year. My credit score was fairly poor when I first got it and I was nervous I'd get into more debt whilst trying to improve my credit score but actually the opposite has happened. They haven't been pushy with a credit limit increase and if I've needed to speak with them they've been really friendly and helpful. I've felt in control and my credit score has improved without me falling further into debt. 100% would recommend Reviewed on: 11th April 2023
Charlette's avatar
Charlette

Great service

5
The service provided has been Great and communication has always been amazing Reviewed on: 11th April 2023
John's avatar
John

Best credit card

5
The app is useful and the usage and price for the interest is very low compared to other providers. This is one of the best credit card out there: Reviewed on: 11th April 2023
kadali.anurag@gmail.com's avatar
[email protected]

5 star

5
Easy and good to use never have any issues Reviewed on: 11th April 2023
Patmcsweeney1981@outlook.com's avatar
[email protected]

Super

5
Perfect customer Service , super offert Reviewed on: 11th April 2023
Kris 's avatar
Kris

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69089 reviews
    Zopa

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Cash ISA

    from Zopa 4.83 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill