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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Excellent

5
Great card, easy to use and love the features, makes it much easier to manage your spending and payments Reviewed on: 11th April 2023
Genevieve Ainsworth's avatar
Genevieve Ainsworth

Great app

5
Great credit card with a great app to work along side it. Easy and intuitive to use. Reviewed on: 11th April 2023
Mark Mawby's avatar
Mark Mawby

Great card

5
Really easy to use app and keeps you updated on offers and balances Reviewed on: 11th April 2023
Gillian Roystone 's avatar
Gillian Roystone

Excellent credit card

5
Excellent services A very simple procedure to apply Brilliant services provided by the company Very best credit card company in the UK Reviewed on: 11th April 2023
S Mahmood 's avatar
S Mahmood

Recommended

5
Very impressive system and easy to use. Information clearly expressed Reviewed on: 11th April 2023
Lynne Penn 's avatar
Lynne Penn

Easy to use

5
Very quick response and very easy to use app. Reviewed on: 11th April 2023
Gina Paris's avatar
Gina Paris

Great card

4
My experience with Zopa has been great so far, the app is really easy to use and has all the right functionality required to get the most out of your card/account. Reviewed on: 11th April 2023
Seprina's avatar
Seprina

Good lender

5
Good fair lender with good rates monthly updates for lending for increase on card I have had no issues or disputes with them and get timely responses from them Reviewed on: 11th April 2023
James Robertson's avatar
James Robertson

Really good

5
I like this credit card and this service provides Reviewed on: 11th April 2023
viktorgreky@i.ua Grecu's avatar
[email protected] Grecu

Great service

5
I just needed a credit card with notifications for spending abroad. Zopa works a treat Reviewed on: 11th April 2023
Martin Wheat - Drone Vision UK's avatar
Martin Wheat - Drone Vision UK

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