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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Best credit card

The app is useful and the usage and price for the interest is very low compared to other providers. This is one of the best credit card out there: Reviewed on: 11th April 2023

5 star

Easy and good to use never have any issues Reviewed on: 11th April 2023

Super

Perfect customer Service , super offert Reviewed on: 11th April 2023

Best card in the market

Decent rates and manageable limits. Easy to use app and repayments go back instantly so you can easily keep your accounts on track Reviewed on: 11th April 2023

Excellent customer service

Staff are always helpful and polite Reviewed on: 11th April 2023

Zopa Service

Outstanding Brilliant customer Service Reviewed on: 11th April 2023

Excellent

Great card, easy to use and love the features, makes it much easier to manage your spending and payments Reviewed on: 11th April 2023

Great app

Great credit card with a great app to work along side it. Easy and intuitive to use. Reviewed on: 11th April 2023

Great card

Really easy to use app and keeps you updated on offers and balances Reviewed on: 11th April 2023

Excellent credit card

Excellent services A very simple procedure to apply Brilliant services provided by the company Very best credit card company in the UK Reviewed on: 11th April 2023

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