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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really good

Always there to help when you need anything Reviewed on: 11th April 2023

Zopa best card , best service!!!

Since I’ve been with Zopa my life and finances improved considerably just with a few clicks, I highly recommend to everyone to join . Reviewed on: 11th April 2023

Professional

I would recommend zopa. Easy and professional service. Reviewed on: 11th April 2023

Best credit card

I’ve been using this card for a long time and it has never let me down nearly all my friends have got this card and are enjoying same experience. One card you should have well done Zopa! Reviewed on: 11th April 2023

simple and satisfied

a very clear and simple card, customer service is great, with great reporting and keeps you updated. Reviewed on: 11th April 2023

great company

always there to help if i need it Reviewed on: 11th April 2023

Zopa

Have been with this company for a while and great communication and notifications.would highly recommended. Reviewed on: 11th April 2023

Easy app

Nice and easy to do payments direct debits etc would recommend Reviewed on: 11th April 2023

Helped me get back on track

I've had a Zopa credit card for roughly about a year. My credit score was fairly poor when I first got it and I was nervous I'd get into more debt whilst trying to improve my credit score but actually the opposite has happened. They haven't been pushy with a credit limit increase and if I've needed to speak with them they've been really friendly and helpful. I've felt in control and my credit score has improved without me falling further into debt. 100% would recommend Reviewed on: 11th April 2023

Great service

The service provided has been Great and communication has always been amazing Reviewed on: 11th April 2023

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