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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Excellent service

Zopa is a fab credit card there is no sudden changes or hidden costs they let you know when you get a limit increase . Would definitely recommend. Reviewed on: 11th April 2023

Track your spend

Great as you have the opportunity to build your credit Reviewed on: 11th April 2023

Excellent provider!!!

Zopa is the best credit provider. The app is so easy to use and you get updates on your credit progress every month Reviewed on: 11th April 2023

Amazing ******

I took out a zoom credit card 2 years ago and have never looked back they have been amazing in everyway very informative and never any pressure very straight foward and easy to navigate the statements along with excellent customer satisfaction. 100% recommended Reviewed on: 11th April 2023

Simple, straightforward and great product

Brilliant customer service and excellent product Reviewed on: 11th April 2023

Easy to set up and use

Completed application through the app, whole process was relatively painless from start to finish. Transferring a balance, making payments etc is also straightforward. Reviewed on: 11th April 2023

Clear, transparent banking made easy

Such a simple and effective credit card without the fuss. Making life simple in such a complex marketplace. Reviewed on: 11th April 2023

Really good

Always there to help when you need anything Reviewed on: 11th April 2023

Zopa best card , best service!!!

Since I’ve been with Zopa my life and finances improved considerably just with a few clicks, I highly recommend to everyone to join . Reviewed on: 11th April 2023

Professional

I would recommend zopa. Easy and professional service. Reviewed on: 11th April 2023

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