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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Amazing ******

I took out a zoom credit card 2 years ago and have never looked back they have been amazing in everyway very informative and never any pressure very straight foward and easy to navigate the statements along with excellent customer satisfaction. 100% recommended Reviewed on: 11th April 2023

Simple, straightforward and great product

Brilliant customer service and excellent product Reviewed on: 11th April 2023

Easy to set up and use

Completed application through the app, whole process was relatively painless from start to finish. Transferring a balance, making payments etc is also straightforward. Reviewed on: 11th April 2023

Clear, transparent banking made easy

Such a simple and effective credit card without the fuss. Making life simple in such a complex marketplace. Reviewed on: 11th April 2023

Really good

Always there to help when you need anything Reviewed on: 11th April 2023

Zopa best card , best service!!!

Since I’ve been with Zopa my life and finances improved considerably just with a few clicks, I highly recommend to everyone to join . Reviewed on: 11th April 2023

Professional

I would recommend zopa. Easy and professional service. Reviewed on: 11th April 2023

Best credit card

I’ve been using this card for a long time and it has never let me down nearly all my friends have got this card and are enjoying same experience. One card you should have well done Zopa! Reviewed on: 11th April 2023

simple and satisfied

a very clear and simple card, customer service is great, with great reporting and keeps you updated. Reviewed on: 11th April 2023

great company

always there to help if i need it Reviewed on: 11th April 2023

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