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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Outstanding service

Always by the side of customers need Reviewed on: 11th April 2023

More than just a credit card

Zopa offers money saving tips and credit score boosting tips too! The on line app is also really easy to navigate. Reviewed on: 11th April 2023

Great company

Great credit card and company Very easy , nice customer service for n anything Reviewed on: 11th April 2023

Excellent in every way

Excellent in all ways . Brilliant Reviewed on: 11th April 2023

Very simple and user friendly

I have been with Zopa for a while now and I can honestly say it is so easy to use. The app helps you to stay on track of your spending, with real time information and money clears straight away. So simple and so user friendly, I would definitely recommend. Reviewed on: 11th April 2023

Fantastic

Really great service and fanatic customer service Reviewed on: 11th April 2023

Easy. Simple. Fair

The title says it all. Have a credit card with them and the app is very easy to use and informative Reviewed on: 11th April 2023

Excellent service

Zopa is a fab credit card there is no sudden changes or hidden costs they let you know when you get a limit increase . Would definitely recommend. Reviewed on: 11th April 2023

Track your spend

Great as you have the opportunity to build your credit Reviewed on: 11th April 2023

Excellent provider!!!

Zopa is the best credit provider. The app is so easy to use and you get updates on your credit progress every month Reviewed on: 11th April 2023

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