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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Fantastic company

Very easy and straight forward. Simple application, easy to use mobile app would highly recommend Reviewed on: 11th April 2023

Fairly hassle free and simple to deal with

Fairly hassle free and easy to deal with. Generally able to access support who are able to take care of most issues I've ever had straight away. Not the largest credit limits but a handy all round every day credit card Reviewed on: 11th April 2023

Great credit card

Great card, easy to use app. Has helped me in a time of need. Reviewed on: 11th April 2023

Britains best (credit card)

Simplicity its self, from applying to receiving to useing to billing everything is gremlin free. Reviewed on: 11th April 2023

Excellent

Excellent easy to use, communication is great perfect credit card Reviewed on: 11th April 2023

Smart

Super smart and easy to use. Extra security and easy track of your expenses. Cannot recommend enough! Reviewed on: 11th April 2023

Excellent card provider

Zopa have an excellent app which is easy to use, are also a responsible lender, not offering credit increases as other providers seem to when they can see you are struggling. Always helpful when I’ve needed to get in touch Reviewed on: 11th April 2023

Great card

Great card and when u speak to the people they are very friendly and helpful Reviewed on: 11th April 2023

Outstanding service

Always by the side of customers need Reviewed on: 11th April 2023

More than just a credit card

Zopa offers money saving tips and credit score boosting tips too! The on line app is also really easy to navigate. Reviewed on: 11th April 2023

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