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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Great service

5
Great service kind and friendly willing to help customers Reviewed on: 11th April 2023
Lesley-anne Wilder's avatar
Lesley-anne Wilder

Great service

5
I would highly recommend that people should seriously consider applying for zopa cc,the customer service is next to none.they try to move heaven and earth for you.100%satisfied with them Reviewed on: 11th April 2023
Anthony Horan's avatar
Anthony Horan

Fantastic company

5
Very easy and straight forward. Simple application, easy to use mobile app would highly recommend Reviewed on: 11th April 2023
J2jonno's avatar
J2jonno

Fairly hassle free and simple to deal with

4
Fairly hassle free and easy to deal with. Generally able to access support who are able to take care of most issues I've ever had straight away. Not the largest credit limits but a handy all round every day credit card Reviewed on: 11th April 2023
James Smith (Darthjockius)'s avatar
James Smith (Darthjockius)

Great credit card

5
Great card, easy to use app. Has helped me in a time of need. Reviewed on: 11th April 2023
NicoleS84's avatar
NicoleS84

Britains best (credit card)

5
Simplicity its self, from applying to receiving to useing to billing everything is gremlin free. Reviewed on: 11th April 2023
Michael mccarthy's avatar
Michael mccarthy

Excellent

5
Excellent easy to use, communication is great perfect credit card Reviewed on: 11th April 2023
Aissa Bell's avatar
Aissa Bell

Smart

5
Super smart and easy to use. Extra security and easy track of your expenses. Cannot recommend enough! Reviewed on: 11th April 2023
Viktoras Simutis's avatar
Viktoras Simutis

Excellent card provider

5
Zopa have an excellent app which is easy to use, are also a responsible lender, not offering credit increases as other providers seem to when they can see you are struggling. Always helpful when I’ve needed to get in touch Reviewed on: 11th April 2023
Colette Thompson's avatar
Colette Thompson

Great card

5
Great card and when u speak to the people they are very friendly and helpful Reviewed on: 11th April 2023
Steve A's avatar
Steve A

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