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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

straightforward

easy to use,step by step guide,excellent Reviewed on: 11th April 2023

Amazing rates

Easy and convenient credit card from Zopa Reviewed on: 11th April 2023

Affordable and good customer service

Good customer service, affordable apr, helps build credit score Reviewed on: 11th April 2023

Excellent customer service

Quick in response and excellent support Reviewed on: 11th April 2023

Great card at good rate

Applied for card and was accepted, card arrived within a few days and away I went. £500 limit but hope to improve credit for future increases. Would definitely recommend zopa. Reviewed on: 11th April 2023

Very good service

Helpful at any cost and very good service too Reviewed on: 11th April 2023

The best credit card

Its been a fantastic credit card app which always notify well before regarding payments . Reviewed on: 11th April 2023

Would recommend

No issues, easy to use app everything clear Reviewed on: 11th April 2023

Great customer service

Always good customer service when ever we call and use the card Reviewed on: 11th April 2023

Amazing service

I recommended it to friends and family Reviewed on: 11th April 2023

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