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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Excellent service

Great experience using Zopa, always an easy service to use Reviewed on: 11th April 2023

Great sevice

Easy to maintane and always helpful Reviewed on: 11th April 2023

Amazing

I’ve a great experience with Zopa and I’m able to manage my credit card and pay on time, t and you Zopa Reviewed on: 11th April 2023

Amazing easy to use

Easy to use amazing customer care Reviewed on: 11th April 2023

Excellent

Nice simple and easy to set up pay and use Reviewed on: 11th April 2023

straightforward

easy to use,step by step guide,excellent Reviewed on: 11th April 2023

Amazing rates

Easy and convenient credit card from Zopa Reviewed on: 11th April 2023

Affordable and good customer service

Good customer service, affordable apr, helps build credit score Reviewed on: 11th April 2023

Excellent customer service

Quick in response and excellent support Reviewed on: 11th April 2023

Great card at good rate

Applied for card and was accepted, card arrived within a few days and away I went. £500 limit but hope to improve credit for future increases. Would definitely recommend zopa. Reviewed on: 11th April 2023

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