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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Great no complaints

Amazing I have no complaints and wouldn’t change anything Reviewed on: 11th April 2023

Outstanding credit card

The zopa card gives me fantastic buyer power and flexibility with my credit I highly recommend this card and company it's just been an amazing experience and I hope to have many more years of fantastic customer service. Thanks guys Reviewed on: 11th April 2023

Great, little helper

It's great,and very handy,clear to see transactions, fantastic customer service, definitely recommend Reviewed on: 11th April 2023

Simple and Easy

Ever since using Zopa, everything has been simple. Everything is laid out clearly, application is a breeze, and when I've forgotten my pin customer service are great! Reviewed on: 11th April 2023

Very quick and easy to apply for

Very quick and easy to apply, fast Reviewed on: 11th April 2023

Excellent service

Great experience using Zopa, always an easy service to use Reviewed on: 11th April 2023

Great sevice

Easy to maintane and always helpful Reviewed on: 11th April 2023

Amazing

I’ve a great experience with Zopa and I’m able to manage my credit card and pay on time, t and you Zopa Reviewed on: 11th April 2023

Amazing easy to use

Easy to use amazing customer care Reviewed on: 11th April 2023

Excellent

Nice simple and easy to set up pay and use Reviewed on: 11th April 2023

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