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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent customer service

Quick in response and excellent support Reviewed on: 11th April 2023

Great card at good rate

Applied for card and was accepted, card arrived within a few days and away I went. £500 limit but hope to improve credit for future increases. Would definitely recommend zopa. Reviewed on: 11th April 2023

Very good service

Helpful at any cost and very good service too Reviewed on: 11th April 2023

The best credit card

Its been a fantastic credit card app which always notify well before regarding payments . Reviewed on: 11th April 2023

Would recommend

No issues, easy to use app everything clear Reviewed on: 11th April 2023

Great customer service

Always good customer service when ever we call and use the card Reviewed on: 11th April 2023

Amazing service

I recommended it to friends and family Reviewed on: 11th April 2023

Very easy to deal with

No problem whatsoever with this card Reviewed on: 11th April 2023

Excellent product, great customer service

I have used Zopa for 2 years and am so impressed by the product, app and above all customer service. I highly recommend Zopa Reviewed on: 11th April 2023

Helped me get back on track when everyone else didn't

Great company helped me when I needed help the most when everyone else just said no. Thankyou Reviewed on: 11th April 2023

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