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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Simple and Easy

Ever since using Zopa, everything has been simple. Everything is laid out clearly, application is a breeze, and when I've forgotten my pin customer service are great! Reviewed on: 11th April 2023

Very quick and easy to apply for

Very quick and easy to apply, fast Reviewed on: 11th April 2023

Excellent service

Great experience using Zopa, always an easy service to use Reviewed on: 11th April 2023

Great sevice

Easy to maintane and always helpful Reviewed on: 11th April 2023

Amazing

I’ve a great experience with Zopa and I’m able to manage my credit card and pay on time, t and you Zopa Reviewed on: 11th April 2023

Amazing easy to use

Easy to use amazing customer care Reviewed on: 11th April 2023

Excellent

Nice simple and easy to set up pay and use Reviewed on: 11th April 2023

straightforward

easy to use,step by step guide,excellent Reviewed on: 11th April 2023

Amazing rates

Easy and convenient credit card from Zopa Reviewed on: 11th April 2023

Affordable and good customer service

Good customer service, affordable apr, helps build credit score Reviewed on: 11th April 2023

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