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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Best credit card

Absolutely happy with zopa it’s effective and cheap rates Reviewed on: 11th April 2023

Fab

Lots of advice customer service great overall very satisfied Reviewed on: 11th April 2023

Simple, easy, reliable!

Love my zopa card, fantastic app, easy to use card, good features! Reviewed on: 11th April 2023

Fantastic

Easy to manage, the app is good to keep you informed. Reviewed on: 11th April 2023

Credit card

Would definitely recommend zopa to friends and family had my card for nearly a year never had any problems at all great company Reviewed on: 11th April 2023

Great no complaints

Amazing I have no complaints and wouldn’t change anything Reviewed on: 11th April 2023

Outstanding credit card

The zopa card gives me fantastic buyer power and flexibility with my credit I highly recommend this card and company it's just been an amazing experience and I hope to have many more years of fantastic customer service. Thanks guys Reviewed on: 11th April 2023

Great, little helper

It's great,and very handy,clear to see transactions, fantastic customer service, definitely recommend Reviewed on: 11th April 2023

Simple and Easy

Ever since using Zopa, everything has been simple. Everything is laid out clearly, application is a breeze, and when I've forgotten my pin customer service are great! Reviewed on: 11th April 2023

Very quick and easy to apply for

Very quick and easy to apply, fast Reviewed on: 11th April 2023

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