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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

No hassle Company

I have used Zopa for quite some time now and have found the app easy to use, affordable and dependable Reviewed on: 11th April 2023

Very effective

A good credit card . Easy to use and make repayments. Reviewed on: 11th April 2023

Best service

Good people and onest u can't say nothing about them Reviewed on: 11th April 2023

Excellent card

Its an excellent card with a great app backing it would highly recommend it to anyone Reviewed on: 11th April 2023

A really great company

I was apprehensive of getting credit as I'd never had a credit card before but zopa gave me the chance I needed and have really helped me build my credit score up! The app is so easy to use and I would recommend them Reviewed on: 11th April 2023

Easy Peasy

Zopa’s service along with their app and other bits within the app just makes users life easy in terms of money management and paying back. It’s honestly the simple yet industry leading. Many big banks and other credit card providers should take learning! Reviewed on: 11th April 2023

always around to help

i have been with zopa for just over 2 years and found them helpful and easy to deal with Reviewed on: 11th April 2023

Great card

Great card with limit increases when kept in good shape Reviewed on: 11th April 2023

Happy

Great service from Zopa really helped me get back on track with my credit score . The Zopa app is really great aswell . Highly recommend Zopa to friends and family Reviewed on: 11th April 2023

Excellent company

Best credit card in the world Zopa are top of the list for me Reviewed on: 11th April 2023

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