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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

The one and only

First and foremost, Zopa credit cards offer some of the best rates in the industry, which means you can save money on interest and fees. But that's just the beginning of what makes Zopa so great. The benefits of using a Zopa credit card are numerous. For starters, their cards come with a range of rewards programs, so you can earn points for your purchases that can be redeemed for cashback, travel, or merchandise. Plus, Zopa offers special deals and discounts on a variety of products and services, including travel, dining, entertainment, and more. Another advantage of Zopa credit cards is the outstanding customer service. Their customer support team is available 24/7 to answer any questions you may have or help you with any issues you may encounter. You can easily manage your account online, and they also provide fraud protection to keep your personal information safe. Reviewed on: 11th April 2023

Best

Brilliant absolutely good service Reviewed on: 11th April 2023

Credit card

It is the easy appt to work and the service is brilliant Reviewed on: 11th April 2023

Nice card

Easy to apply and use. Received message about every transaction Reviewed on: 11th April 2023

Probably the best so far

I wanted to improve my credit rating and was searching for the best credit card companies and found Zopa. I got my card in no time and my rating humped from 300 to 600 in 3 months. Thanks Reviewed on: 11th April 2023

Zopa is A Great Choice

I highly recommend the Zopa Credit Card to anyone looking for a great credit card that offers low-interest rates with generous credit limits Reviewed on: 11th April 2023

Help me build my future

Ive been use Zopa a while and this is has been help me to build my future. Reviewed on: 11th April 2023

Review

Good all around service, great communication and handy app. Reviewed on: 11th April 2023

Worth it

No fuss,no hassle,quick and easy,this company I would recommend to anyone Reviewed on: 11th April 2023

Good credit card

I'm happy with this credit card...... customer service is really good and when I'm had some problems they quickly help me sorted Reviewed on: 11th April 2023

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