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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Awesome card

Always a great card to use never get charged crazy fees it's the best Reviewed on: 11th April 2023

Top notch service

Great credit service Hassle free easy to use credit card great for building bad credit Highly recommended Reviewed on: 11th April 2023

Very straight forward

Easy to use App Great notifications Reasonable interest rates Good communication Reviewed on: 11th April 2023

Straight forward and easy to use

My experience with Zopa has been amazing, straight forward App and payment reminders. Excellent service Reviewed on: 11th April 2023

Reliable and easy credit card

I find their app very useful and easy to navigate. Never had any issues with my card or Zopa in general. Recommended. Reviewed on: 11th April 2023

Zopa credit card

Excellent service, clear easy app, full disclosure of all/any costs or charges etc. Helpful online information to help manage my budgets and credit, great advice to save and lots of tools to help manage and improve. Reviewed on: 11th April 2023

Very good service

It's a very good service which I highly recommend to friends and family Reviewed on: 11th April 2023

Great Credit Card

It’s a brilliant Credit Card, such an easy app for the credit card, it’s has all the information I need, apps easy to manoeuvre around in its bright and looks good. The charges are reasonable and fair what else can I say best Credit Card out there! Reviewed on: 11th April 2023

Great company

Easy to understand tems and s great app making online qccount management easy quick and secure! Reviewed on: 11th April 2023

Amazing company

Made an application for my credit card which was so easy an straight forward no complications at all, they gave me an affordable limit so I was never at risk of some debt. Also since having this credit card it’s really helped with my credit score which I was really struggling with. So thank you Zopa. Amazing company and fantastic service. 10/10. Reviewed on: 11th April 2023

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