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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Easy to use card and app

App and the card work seamlessly together, helping to manage the way you spend and save. Reviewed on: 11th April 2023

So easy

So easy to keep on top of your credit Reviewed on: 11th April 2023

Excellent service

I've always been able to plan my finances with this provider so simple to make payments Reviewed on: 11th April 2023

Friendly

Quick and easy to apply without judgement Reviewed on: 11th April 2023

Zopa Credit Card

This is a perfect credit card to have love how you make a payment and it clears it off your amount straight away it’s app is straight forward to use too this card is great for building up your credit score recommend Reviewed on: 11th April 2023

10

Very good advice good people easy many Reviewed on: 11th April 2023

Very helpfull staff

I've had ni issues with zopa and the on line app is brilliant Reviewed on: 11th April 2023

Excellent

Easy application process, brilliant app that is easy to use and keeps you on track with notifications. Highly recommended Reviewed on: 11th April 2023

Fab for building up credit score

Great first credit card for building up your credit score. Reviewed on: 11th April 2023

Brilliant

Excellent service well worth building a credit score using this card. Reviewed on: 11th April 2023

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