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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Amazing

Little or no effort in obtaining, & not too much interest. Reviewed on: 11th April 2023

Credit Card

Excellent service would highly recommend Reviewed on: 11th April 2023

Easy to use and transparent

The app is great and updates immediately, very easy to use and keep on track clearly showing available balance, payments and statements. No issues at all. Reviewed on: 11th April 2023

Excellent customer service

It’s great to have a company customer service at its best Always on hand to help with matters Reviewed on: 11th April 2023

Amazing Credit Card

This has been fantastic, the app is so easy to use. Great customer service on the rare occasion I’ve needed it! A+++++++ Reviewed on: 11th April 2023

Zero nonsense

Great app and no nonsense credit card Reviewed on: 11th April 2023

Excellent service *****

Great service, couldn’t complain! Reviewed on: 11th April 2023

Rent

It was nice and easy. No hassle to find rent accommodation. Reviewed on: 11th April 2023

Easy to use and helps me build my credit score

I’ve always been really happy with my Zopa credit card. The app is really easy to use and it is helping me to build my credit score and sort out my finances! Reviewed on: 11th April 2023

Good communication and simple app

The app is really different from others and easy to follow. I specifically like making a payment as this is shown and reflected immediately, not like others which can take up to 2 working days. Knowing you e pay on time is important. Reviewed on: 11th April 2023

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Want to see more from Zopa?

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