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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Easy to use and helps me build my credit score

I’ve always been really happy with my Zopa credit card. The app is really easy to use and it is helping me to build my credit score and sort out my finances! Reviewed on: 11th April 2023

Good communication and simple app

The app is really different from others and easy to follow. I specifically like making a payment as this is shown and reflected immediately, not like others which can take up to 2 working days. Knowing you e pay on time is important. Reviewed on: 11th April 2023

Easy to use card and app

App and the card work seamlessly together, helping to manage the way you spend and save. Reviewed on: 11th April 2023

So easy

So easy to keep on top of your credit Reviewed on: 11th April 2023

Excellent service

I've always been able to plan my finances with this provider so simple to make payments Reviewed on: 11th April 2023

Friendly

Quick and easy to apply without judgement Reviewed on: 11th April 2023

Zopa Credit Card

This is a perfect credit card to have love how you make a payment and it clears it off your amount straight away it’s app is straight forward to use too this card is great for building up your credit score recommend Reviewed on: 11th April 2023

10

Very good advice good people easy many Reviewed on: 11th April 2023

Very helpfull staff

I've had ni issues with zopa and the on line app is brilliant Reviewed on: 11th April 2023

Excellent

Easy application process, brilliant app that is easy to use and keeps you on track with notifications. Highly recommended Reviewed on: 11th April 2023

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