Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

So easy to deal with

Everything is clear simple and so easy to use and understand. Plus extra features like borrowing power and credit score. Customer service's are very good. I have credit cards with some of the biggest providers and they are not as good. By a clear mile. Thanks Zopa ! Reviewed on: 11th April 2023

Transparent and easy to navigate!

Clear, Informative and simple to use. The app helps me to keep track of all purchases and payments with suggestions on how to improve my credit rating. Overall, fantastic! Reviewed on: 11th April 2023

Amazing

Little or no effort in obtaining, & not too much interest. Reviewed on: 11th April 2023

Credit Card

Excellent service would highly recommend Reviewed on: 11th April 2023

Easy to use and transparent

The app is great and updates immediately, very easy to use and keep on track clearly showing available balance, payments and statements. No issues at all. Reviewed on: 11th April 2023

Excellent customer service

It’s great to have a company customer service at its best Always on hand to help with matters Reviewed on: 11th April 2023

Amazing Credit Card

This has been fantastic, the app is so easy to use. Great customer service on the rare occasion I’ve needed it! A+++++++ Reviewed on: 11th April 2023

Zero nonsense

Great app and no nonsense credit card Reviewed on: 11th April 2023

Excellent service *****

Great service, couldn’t complain! Reviewed on: 11th April 2023

Rent

It was nice and easy. No hassle to find rent accommodation. Reviewed on: 11th April 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.08 from 122 reviews
Cashback Plus Credit Card
from RBS 4.14 from 8 reviews
Clear Rate Platinum Credit Card
from NatWest 3.80 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69083 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub