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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Good rates

Best credit card company I’m with Reviewed on: 11th April 2023

Zopa credit card

This is a great card very help full no problems Reviewed on: 11th April 2023

Super friendly and a great product

The guys at zopa are super friendly and their credit card is a great product offering. I've always found my account very simple to manage and never had any problems. Reviewed on: 11th April 2023

How good

Brilliant never had any problems with zoopa Reviewed on: 11th April 2023

Simple

Simple to use app and good service. Reviewed on: 11th April 2023

Good all rounder

Some nice features built in to help keep on track such as the credit cushion Reviewed on: 11th April 2023

Zopa the best !

Perfect service any time ! Good communication ! Reviewed on: 11th April 2023

Best credit card

Easy access to everything, staff are so helpful and always go above and beyond to help sort out any problems. Highly Recommended Reviewed on: 11th April 2023

So easy to deal with

Everything is clear simple and so easy to use and understand. Plus extra features like borrowing power and credit score. Customer service's are very good. I have credit cards with some of the biggest providers and they are not as good. By a clear mile. Thanks Zopa ! Reviewed on: 11th April 2023

Transparent and easy to navigate!

Clear, Informative and simple to use. The app helps me to keep track of all purchases and payments with suggestions on how to improve my credit rating. Overall, fantastic! Reviewed on: 11th April 2023

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