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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Excellent service

Online app us very user friendly Reviewed on: 11th April 2023

Friendly

Customer friendly lots of customer Support if needed Reviewed on: 11th April 2023

Good rates

Best credit card company I’m with Reviewed on: 11th April 2023

Zopa credit card

This is a great card very help full no problems Reviewed on: 11th April 2023

Super friendly and a great product

The guys at zopa are super friendly and their credit card is a great product offering. I've always found my account very simple to manage and never had any problems. Reviewed on: 11th April 2023

How good

Brilliant never had any problems with zoopa Reviewed on: 11th April 2023

Simple

Simple to use app and good service. Reviewed on: 11th April 2023

Good all rounder

Some nice features built in to help keep on track such as the credit cushion Reviewed on: 11th April 2023

Zopa the best !

Perfect service any time ! Good communication ! Reviewed on: 11th April 2023

Best credit card

Easy access to everything, staff are so helpful and always go above and beyond to help sort out any problems. Highly Recommended Reviewed on: 11th April 2023

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