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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,343 reviews, last reviewed 13th May 2026
35% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026
Matthew S's avatar
Matthew S

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44343)

Easy to use and amazing service

5
Really easy with real time updates, a great informative app and hardly any down time compared to some of the others Reviewed on: 11th April 2023
Rishi Sanassy's avatar
Rishi Sanassy

Easy to use

5
Very easy to apply for an use esp if you forget your pin. Dedo reccommend Reviewed on: 11th April 2023
Kevin Mccloy's avatar
Kevin Mccloy

Service

4
Very professional service and easy to manage account and great banking app Reviewed on: 11th April 2023
Mike Steven's avatar
Mike Steven

Easy to use

5
So easy to access and use of the app, contact with Zopa is straight forward aswell Reviewed on: 11th April 2023
Mark Oliver's avatar
Mark Oliver

Great product

5
Perfect product and great app with updates each time used Reviewed on: 11th April 2023
Lady-Joanne Nolan's avatar
Lady-Joanne Nolan

They are ace and will give me cash if they win!!

5
They are ace and will give me cash if they win!! Reviewed on: 11th April 2023
paul reardon's avatar
paul reardon

Great credit card

5
Great credit card, interest rates are excellent. They keep you up to date with spending and interest regularly. Highly recommended Reviewed on: 11th April 2023
WILLIAM HALL's avatar
WILLIAM HALL

Zopa Credit Card

5
I have been a customer for years now and I have never had any reason to complain fantastic service and always there to support keep up the good work Zopa Reviewed on: 11th April 2023
Jay Sinclair's avatar
Jay Sinclair

Careful and considerate lender

5
I have found Zopa to be a careful and considerate lender. They do not push for high credit limits and they keep you informed of your current credit status. Really useful app to track your spending and where you are with your account. Thanks Reviewed on: 11th April 2023
Andrew Shornyk's avatar
Andrew Shornyk

Can no fault

5
To be honest I can fault this company unlike other that try and sell you other products this company have been at the end of the phone when needed and are very understanding and only increasing your limit when they think you can afford to pay it back. Great company overall. Thanks for your support Zopa Reviewed on: 11th April 2023
neil dunn's avatar
neil dunn

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