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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Customer review

Zopa is an excellent credit card, I am happy to be part of this credit card company. So I will recommend this credit card company to my friends and family. Reviewed on: 11th April 2023

Best credit card company

Best company in the uk. Would 100% recommended to anyone wanting to build their credit score Reviewed on: 11th April 2023

Best credit card

The best credit card i ever had. Reviewed on: 11th April 2023

Great support

Great company. Trust me. Staying with them Reviewed on: 11th April 2023

Very straightforward and user friendly

Absolutely no issues in application being well informed along the way which continues with regular updates and information Reviewed on: 11th April 2023

The best Credit Card!

Great company - easy to use and great customer service Reviewed on: 11th April 2023

Excellent credit card services

Extremely professional assistance and comfortable managing accounts and excellent banking app Reviewed on: 11th April 2023

Zopa is the best

I have been using Zopa credit card for almost 2 years, I am very satisfied and happy Reviewed on: 11th April 2023

Credit transfer

Zopa will not you move your balance to another cars so stuck with high interest payments Reviewed on: 11th April 2023

Great app, Great customer service

App is easy to use, payments are handled quickly Reviewed on: 11th April 2023

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