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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Credit transfer

Zopa will not you move your balance to another cars so stuck with high interest payments Reviewed on: 11th April 2023

Great app, Great customer service

App is easy to use, payments are handled quickly Reviewed on: 11th April 2023

Card

Great app easy to use and the company give you plenty of notice when payment is due Reviewed on: 11th April 2023

Easy to setup

Great help from start to finish with the application, Up to date emails and text to let you know how you are doing with the app, 10 out of 10 Reviewed on: 11th April 2023

Excellent

Best card I've ever had no hassle easy payments and the company are always there yo help with any inquiries Reviewed on: 11th April 2023

Perfect for me

Handy credit card, easy to use app! Reviewed on: 11th April 2023

Handy as a back

Have no trouble with this creditcard Reviewed on: 11th April 2023

credit card app & customer service

Zopa have been my go to credit card for some time now, reasonable interest rates, a great app and great service, thank you zopa Reviewed on: 11th April 2023

Extremely good and supporting

I've had and still am having a fantastic experience with zopa Reviewed on: 11th April 2023

Responsible lender

Zopa don't increase my credit limit if they aren't confident I can handle it. This is very different to other lenders and it really helps me to manage my money. Reviewed on: 11th April 2023

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