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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Simple and Best

Great service and support available at all times. From mobile banking app to customer service, simply great! Reviewed on: 11th April 2023

Amazing

Very helpful HR, very good rate Reviewed on: 11th April 2023

Simple, useful, great

Credt card account was easy to setup and card is simple to use. Balances, statements and transactions are all easy to access. Exactly what you want from a credit card Reviewed on: 11th April 2023

Best Credit Card Ever!

The whole process from application to getting and using the card was smooth and straightforward! The app is brilliant, so easy to use and clear. Making payments is simple to with many options on how to make the monthly repayments. Couldn't ask for a better card or company! Reviewed on: 11th April 2023

Clear information

I like Zopa because it is straightforward and easy to understand. I also like that they have everything on the App, which works well and doesn’t glitch all the time like some others. I appreciate the credit tips too. Reviewed on: 11th April 2023

Easy and helpful credit card

Helps me stay on top of my credit score Reviewed on: 11th April 2023

the best

easy app with all important information in one perfect place Reviewed on: 11th April 2023

Great customer service

Very friendly and empathetic when dealing with a dispute. Really nice to talk to and easy to deal with. Didn’t take long to answer the phone. No waiting. Dealt with quickly. Reviewed on: 11th April 2023

Best of the best

Great company only a call away very helpful staff Keep you updated Reviewed on: 11th April 2023

Amazingly understanding company

I was at a low with my credit rating not being at its best, they shelled with a small limit to get me on my way without plunging me into unaffordable debt Reviewed on: 11th April 2023

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