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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Credit card

Very good card easy to use payment reminders so all good. Reviewed on: 11th April 2023

Perfect for what I use it for

Zopa have been great never message me or send me letters unless they need to for important information. Let me use my card as I wish. Staying within the limit of course. Reviewed on: 11th April 2023

Better Provider

Most amazing credit cards provider and nice apps Reviewed on: 11th April 2023

Amazing

Easiest to use credit card payments apply straight away and very helpful customer service Reviewed on: 11th April 2023

Awesome

Very good communication and very helpful Reviewed on: 11th April 2023

Easy and convenient

Easy to use car and app. With this. At and app you know exactly where you stand. Love the real tome balance unlike other cards I’ve hard e hi ch update after a few days. Easy to make a payment and pay off balance which is almost instantly. Very happy with my Zopa card!! Reviewed on: 11th April 2023

Very helpful & informative

Zopa from the minute I had my credit card have been most helpful, friendly and organised. Always informed of any changes and/or new products which may interest me. They go above and beyond and very informative. Highly recommend. Reviewed on: 11th April 2023

Phenomenal, Easy and Convenient

Amazing to use, friendly bank, best service out there Reviewed on: 11th April 2023

Zopa are excellent

Zopa have been a great provider of credit for myself. They have set sensible credit limits and increased my credit limit on 2 occasions. They are a great company helping people like myself restore their credit rating by offering a great range of products suited to the individuals needs. Reviewed on: 11th April 2023

Great provider

Zopa have a great mobile app and the customer service is so easy to use and you get the correct answer every time Reviewed on: 11th April 2023

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