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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Zopa are excellent

Zopa have been a great provider of credit for myself. They have set sensible credit limits and increased my credit limit on 2 occasions. They are a great company helping people like myself restore their credit rating by offering a great range of products suited to the individuals needs. Reviewed on: 11th April 2023

Great provider

Zopa have a great mobile app and the customer service is so easy to use and you get the correct answer every time Reviewed on: 11th April 2023

Simple and Best

Great service and support available at all times. From mobile banking app to customer service, simply great! Reviewed on: 11th April 2023

Amazing

Very helpful HR, very good rate Reviewed on: 11th April 2023

Simple, useful, great

Credt card account was easy to setup and card is simple to use. Balances, statements and transactions are all easy to access. Exactly what you want from a credit card Reviewed on: 11th April 2023

Best Credit Card Ever!

The whole process from application to getting and using the card was smooth and straightforward! The app is brilliant, so easy to use and clear. Making payments is simple to with many options on how to make the monthly repayments. Couldn't ask for a better card or company! Reviewed on: 11th April 2023

Clear information

I like Zopa because it is straightforward and easy to understand. I also like that they have everything on the App, which works well and doesn’t glitch all the time like some others. I appreciate the credit tips too. Reviewed on: 11th April 2023

Easy and helpful credit card

Helps me stay on top of my credit score Reviewed on: 11th April 2023

the best

easy app with all important information in one perfect place Reviewed on: 11th April 2023

Great customer service

Very friendly and empathetic when dealing with a dispute. Really nice to talk to and easy to deal with. Didn’t take long to answer the phone. No waiting. Dealt with quickly. Reviewed on: 11th April 2023

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