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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Great product

The best thing about it is the credit cushion. I love that feature. Reviewed on: 11th April 2023

Awesome service

Amazing company to deal with 5 * service Reviewed on: 11th April 2023

Credit card

Very good card easy to use payment reminders so all good. Reviewed on: 11th April 2023

Perfect for what I use it for

Zopa have been great never message me or send me letters unless they need to for important information. Let me use my card as I wish. Staying within the limit of course. Reviewed on: 11th April 2023

Better Provider

Most amazing credit cards provider and nice apps Reviewed on: 11th April 2023

Amazing

Easiest to use credit card payments apply straight away and very helpful customer service Reviewed on: 11th April 2023

Awesome

Very good communication and very helpful Reviewed on: 11th April 2023

Easy and convenient

Easy to use car and app. With this. At and app you know exactly where you stand. Love the real tome balance unlike other cards I’ve hard e hi ch update after a few days. Easy to make a payment and pay off balance which is almost instantly. Very happy with my Zopa card!! Reviewed on: 11th April 2023

Very helpful & informative

Zopa from the minute I had my credit card have been most helpful, friendly and organised. Always informed of any changes and/or new products which may interest me. They go above and beyond and very informative. Highly recommend. Reviewed on: 11th April 2023

Phenomenal, Easy and Convenient

Amazing to use, friendly bank, best service out there Reviewed on: 11th April 2023

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