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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Responsible

Responsible lender cares about customers Reviewed on: 11th April 2023

Good bad credit card company

Good credit card company for bad credit people like me. And the app.is brilliant Reviewed on: 11th April 2023

Best card ever

Iv had my card for couple of years now .carnt complain at all Reviewed on: 11th April 2023

5*

5* and would be happy to recommend to family and friends. Easy website to use. Reviewed on: 11th April 2023

The best

Zopa is number one for me, I have recommended and will recommend this card to everyone... Reviewed on: 11th April 2023

Excellent service

Really helpful, clear and concise advice, streamlined and efficient application process. Cannot fault them. Highly recommend. Reviewed on: 11th April 2023

Amazing

I love the credit card is really amazing and support Reviewed on: 11th April 2023

Super Zopa!!

Amazing providers. Easy to use app. Don’t look anywhere else! Reviewed on: 11th April 2023

Making credit cards easy

Easy and straightforward application, the app is simple to use and customer service is second to none Reviewed on: 11th April 2023

Credit card

Top card and easy to use allows there to help Reviewed on: 11th April 2023

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