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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44349 reviews)

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4.87

Based on 44,349 reviews, last reviewed 21st Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent credit card I didn’t have any problems Excellent credit card I didn’t have any problems Reviewed on: 21st July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44349)

Great easy to use card and app

I love the ease of using Zopa, the app is great and communication fantastic ! Reviewed on: 11th April 2023

Excellent

Very easy to use,great app,very good customer service. Reviewed on: 11th April 2023

Great experience

Zopa app is convenient, the team is friendly, the process is smooth, and they understand their customer. A product you can always trust Reviewed on: 11th April 2023

No messing about

I initially started with a loan from zopa and then got a credit card at reasonable rate but over the past few years my experience with them has been great I enjoy the ease of use on the app Reviewed on: 11th April 2023

Love zopa easy to use

I think zopa is one of the best cards out there keeps you on track gives plenty of helpful tools to work with top marks for zopa I would definitely recommend to family and friends Reviewed on: 11th April 2023

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Simple and straight forward

No hassle just simple and straightforward. Easy to use and up-to-date information. Reviewed on: 11th April 2023

Ease of use!

Easier to use than first anticipated, now that I’m buying the majority of my goods on line this card supports the safe purchase of goods and services. Reviewed on: 11th April 2023

Responsible

Responsible lender cares about customers Reviewed on: 11th April 2023

Good bad credit card company

Good credit card company for bad credit people like me. And the app.is brilliant Reviewed on: 11th April 2023

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