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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43491 reviews)

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4.94

Based on 43,491 reviews, last reviewed 19th Mar 2026

155600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I found Zopa a very helpful resource to have easy to... I found Zopa a very helpful resource to have easy to use very simple instructions on line making this card so easy to keep a check on your spending an... Read more Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43491)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Mr Dovaston

When I’ve contacted Zopa, they’ve always helped me and answered my questions Reviewed on: 15th January 2026

Very helpful to me when I needed it

Very helpful to me when I needed it Reviewed on: 15th January 2026

Best card for people struggling with credit

I've always struggled to get credit after my ex husband left me in a lot of debt he did in my name behind my back. Zopa has given me this chance, so much so that I've referred other people to use this too. I love my Zopa card. It's helping my credit score so much. Reviewed on: 15th January 2026

Very good service from the start.

Very good service from the start. I enjoy having all the hints and tips to improve my credit score. I appreciate the ongoing communication which ensures I keep track of everything Reviewed on: 15th January 2026

Exhalant customer service, friendly and knowledgeabl...

Exhalant customer service, friendly and knowledgeable staff. Would recommend to friends and family Reviewed on: 15th January 2026

Good credit card for people who want to build back a...

Good credit card for people who want to build back a good credit score Reviewed on: 15th January 2026

I've got a positive assessment for zopa's credit card.

I've got a positive assessment for zopa's credit card. I've used it for a while and I am glad I did. With no hidden charges and reliability coupled with its easy use and wonderful customer support service make it the best credit card ever. I therefore recommend an award for zopa. Reviewed on: 15th January 2026

Best cimpany

Very professional, easyto use, easy to contact, app easy to use Reviewed on: 15th January 2026

No Hassle Account

I was given a good APR on both my credit card and loan when my score, at the time, wasn't great. I've only had to deal with customer service once and they were excellent. Reviewed on: 15th January 2026

Most banks and finance companies I deal with in uk d...

Most banks and finance companies I deal with in uk didn’t give me a chance to rectify my situation when It was bad, except zopa, who was always very patient with me. Reviewed on: 15th January 2026

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