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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Positive experience .

This has been straight forward and without any issues. I like especially the way they keep me updated with my account so not encouraged to keep to my limit Reviewed on: 6th March 2026

Clear and concise app easy to follow and informative...

Clear and concise app easy to follow and informative updates regulary on borrowing options eady payment schedule with several options to suit individual circumstances. Made to feel like a regulsr saver as opposied to a person no one wants to give credit too Reviewed on: 6th March 2026

Piece of mind

My time with Zopa has been easy and a piece of mind..You took my money worries away. Thank you Reviewed on: 6th March 2026

So easy to use great coustmer service very pleased

So easy to use great coustmer service very pleased Reviewed on: 6th March 2026

Easy to apply card with me quickly excellant service...

Easy to apply card with me quickly excellant service in every aspect Reviewed on: 6th March 2026

Excellent service all round can't fault it when I ne...

Excellent service all round can't fault it when I need anything I no i can ring customer service Reviewed on: 6th March 2026

Outstanding

Very good card that does what it says Reviewed on: 6th March 2026

I’ve never had a problem with Zopa, I have a loan wi...

I’ve never had a problem with Zopa, I have a loan with them too and recently needed to talk to someone and they was so helpful.. the problem was resolved in a few moments after they guided me through the steps to take on the app. Reviewed on: 6th March 2026

It was very mobile friendly and easy.

It was very mobile friendly and easy. Quick and fast. No hassle and no problems Reviewed on: 6th March 2026

I have had a few loans with zopa and they are great...

I have had a few loans with zopa and they are great with there interest rates,and also the money was in your account very quickly and easy process.. Reviewed on: 6th March 2026

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