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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fa tastic like a day on a sunny beach

Fa tastic like a day on a sunny beach Reviewed on: 6th March 2026

I always recommend Zopa

People ask me who is Zopa and I recommend Reviewed on: 6th March 2026

Quick and easy and fast application card arrived qui...

Quick and easy and fast application card arrived quick and got a good credit limit . Reviewed on: 6th March 2026

Great credit card

Easy to use app 24hr online help Reviewed on: 6th March 2026

Excellent service...

Very user friendly platform , customer service excellent Reviewed on: 6th March 2026

Had nothing but a pleasant experience with zopa.

Had nothing but a pleasant experience with zopa. I am always kept informed Reviewed on: 6th March 2026

Best credit card bank ever

Best credit card bank ever, couldn’t be happier with them and their customer services. Always very helpful and helps with issues Reviewed on: 6th March 2026

Very professional- great value.

Very professional- great value. Would definitely recommend. Reviewed on: 6th March 2026

Delivers what it says, no hidden fees

Delivers what it says, no hidden fees Reviewed on: 6th March 2026

High interest rate, but all credit cards seem to hav...

High interest rate, but all credit cards seem to have high ones these days. Reviewed on: 6th March 2026

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