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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

Always willing to help great customer service

Always willing to help great customer service Reviewed on: 15th January 2026

I can't praise zopa enough excellent credit card

I can't praise zopa enough excellent credit card Reviewed on: 15th January 2026

Great overall product and always willing to help

Great overall product and always willing to help Reviewed on: 15th January 2026

Provision of the services provided to the customer a...

Provision of the services provided to the customer and the support Reviewed on: 15th January 2026

5 StarEfficiency of Service

Joining to receiving card was a pleasant experience. I like the drop boxes on menu in account and the flexibility to pay extra amounts. But like all cards keep up with payments or the interest will sting what you pay month;y. Reviewed on: 15th January 2026

Easy to use and you know what you are getting

Easy to use and you know what you are getting Reviewed on: 15th January 2026

Fast very efficent easy to use app keep you updated...

Fast very efficent easy to use app keep you updated Reviewed on: 15th January 2026

Payments go through straight away

Payments go through straight away Reviewed on: 15th January 2026

ZOPA credit card the easy bank

Its great as it helps me pay for my bills and keeps my money for everything else. Reviewed on: 15th January 2026

Easy and good credit card

Very easy to use zopa credit card no problem at all Very good customer service Reviewed on: 15th January 2026

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