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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Just a great company don’t hassle you

Just a great company don’t hassle you Reviewed on: 6th March 2026

Quick application process and fast delivery of my card

Quick application process and fast delivery of my card Reviewed on: 6th March 2026

Happy with things so far any problems I know to cont...

Happy with things so far any problems I know to contact customer services Reviewed on: 6th March 2026

Just a great bank and a great alternative to my main...

Just a great bank and a great alternative to my main bank Reviewed on: 6th March 2026

Easy of use

Easy of use and good app easy to use Reviewed on: 6th March 2026

Very helpful customer care good rates

Very helpful customer care good rates Reviewed on: 6th March 2026

Nothing but positive vibes .

Nothing but positive vibes . No issues Reviewed on: 6th March 2026

Good customer experience !

Very efficient and understanding of customer needs ! Reviewed on: 6th March 2026

Simple as simple can be

So easy to use and very straight forward, love it so so much, very simple hassle free no dramas, can’t ask for more than that 5 stars all round Reviewed on: 6th March 2026

It was very easy to apply for credit card from Zopa.

It was very easy to apply for credit card from Zopa. No fuss, no hassle. Very friendly customer service as well. Reviewed on: 6th March 2026

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