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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Do not have one single complaint.

Do not have one single complaint. Fantastic service. Reviewed on: 6th March 2026

Excellent

Great card with easy to use accessible customer service . Online access is excellent with all financial services available. Live chat is good with relevant and helpful support Reviewed on: 6th March 2026

Excellent customer services and very understanding

Excellent customer services and very understanding Reviewed on: 6th March 2026

Recommend to use Zopa

Zopa colleagues have always helped me , they are very polite and always explained the results of my querys Reviewed on: 6th March 2026

Great customer service

Contacted customer service they sort out straight away found out it was a scam and I received a full refund. Reviewed on: 6th March 2026

Excellant customer service never had any complaints...

Excellant customer service never had any complaints at all Reviewed on: 6th March 2026

Zoom to Zopa

Excellent customer Support and a perfect experience when problem solving Reviewed on: 6th March 2026

Would recommend to family members and friends.

Would recommend to family members and friends. App brilliant to use Reviewed on: 6th March 2026

Life saver in times of need.

Zopa has been a Life saver in times of need Reviewed on: 6th March 2026

Zopa dopa!!!

Very easy to deal with they keep everything simple and straightforward Reviewed on: 6th March 2026

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