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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

I've got a positive assessment for zopa's credit card.

I've got a positive assessment for zopa's credit card. I've used it for a while and I am glad I did. With no hidden charges and reliability coupled with its easy use and wonderful customer support service make it the best credit card ever. I therefore recommend an award for zopa. Reviewed on: 15th January 2026

Best cimpany

Very professional, easyto use, easy to contact, app easy to use Reviewed on: 15th January 2026

No Hassle Account

I was given a good APR on both my credit card and loan when my score, at the time, wasn't great. I've only had to deal with customer service once and they were excellent. Reviewed on: 15th January 2026

Most banks and finance companies I deal with in uk d...

Most banks and finance companies I deal with in uk didn’t give me a chance to rectify my situation when It was bad, except zopa, who was always very patient with me. Reviewed on: 15th January 2026

Easy to use and gives peace of mind

Easy to use and gives peace of mind Reviewed on: 15th January 2026

A good egg!

They have been very good. The online portal makes managing my account really easy. Reviewed on: 15th January 2026

I love my Zopa card.

I love my Zopa card. The app is easy to use and everything is so straightforward Reviewed on: 15th January 2026

Everything has been great

Everything has been great no issues no complaints from me Reviewed on: 15th January 2026

Is very goood card and is very good service

Is very goood card and is very good service Reviewed on: 15th January 2026

I can't say anything bad about Zopa I would highly r...

I can't say anything bad about Zopa I would highly recommend Reviewed on: 15th January 2026

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