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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly, knowledgeable and simple.

I have been with Zopa for nearly 12 months and find them very helpful. As a pensioner sometimes money can be tight at the wrong times. Having Zopa has made my life so much simpler, allowing me to manage my income much easier. Reviewed on: 6th March 2026

Great for boasting my creidit, great feedback

Great for boasting my creidit, great feedback Reviewed on: 6th March 2026

Very nice and easy to get a credit card no hassle pe...

Very nice and easy to get a credit card no hassle perfect company to deal with Reviewed on: 6th March 2026

Excellent service and helpful was easy to setup and...

Excellent service and helpful was easy to setup and get going Reviewed on: 6th March 2026

Several loans with Zopa. Preferred lender.

Have had several loans with Zopa. Never any issues. Quick to apply, receive, pay down, and settle each loan. Highly recommend based on this experience. They are also highly competitive on rates, typically being close to if not the top offer available. Reviewed on: 6th March 2026

Zopa gave me a chance with a small loan month's late...

Zopa gave me a chance with a small loan month's later a credit card.. Reviewed on: 6th March 2026

Easy to use and pake payments app is easy to.

Easy to use and pake payments app is easy to.ise Reviewed on: 6th March 2026

Zopa’s app is very easy and straightforward.

Zopa’s app is very easy and straightforward. always helpful Reviewed on: 6th March 2026

Just so easy to use app.go for it you won't regret it

Just so easy to use app. Setting up payments is easy Reviewed on: 6th March 2026

No issue what so ever excellent app

No issue what so ever excellent app Reviewed on: 6th March 2026

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