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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to navigate the app so easy to use and it'...

Very easy to navigate the app so easy to use and it's very transparent and simple when trying to make payments all really good would really recommend to others Reviewed on: 6th March 2026

Good enough

It is helpful and easy to use,but you can't make a direct debit only automatic payments Reviewed on: 6th March 2026

Excellent service and great.

Excellent service and great. Very good customer easyvuse interbet Reviewed on: 6th March 2026

Everything runs smoothly with Zopa no issues and I w...

Everything runs smoothly with Zopa no issues and I would recommend to anyone Reviewed on: 6th March 2026

Great service and good communication from Zopa

Great service and good communication from Zopa Reviewed on: 6th March 2026

Really admire your services.

Really admire your services. Your app is always in action. Reviewed on: 6th March 2026

Very good company and customer service

Very good company and customer service Reviewed on: 6th March 2026

one of the best banks a have been with

one of the best banks a have been with Reviewed on: 6th March 2026

I was accepted straight away for a £500 credit card...

I was accepted straight away for a £500 credit card and also for a loan which was excellent timing. I was and am grateful Reviewed on: 6th March 2026

Great product with a fabulous team behind it

Great product with a fabulous team behind it Reviewed on: 6th March 2026

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