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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

It's great accepted me when no one else would and up...

It's great accepted me when no one else would and upfront and straight forward Reviewed on: 15th January 2026

easy to apply and very simple to access via app whic...

easy to apply and very simple to access via app which has everything you may need and help available Reviewed on: 15th January 2026

Only been with Zopa for a few months but all interac...

Only been with Zopa for a few months but all interactions I have had with them have been first class with their customer service being excellent Reviewed on: 15th January 2026

Just wish my spending amount was slightly higher

Just wish my spending amount was slightly higher Reviewed on: 15th January 2026

Get Zopa now

Very quick And so easy to understand payments are low Reviewed on: 15th January 2026

Found Zopa to be on the ball when giving advice and...

Found Zopa to be on the ball when giving advice and dealing with any service needs. Always ready to help and asking what can be done to improve my experience. Reviewed on: 15th January 2026

Absouloutly perfect - simple to understand and i lov...

Absouloutly perfect - simple to understand and i love the credit cushion Reviewed on: 15th January 2026

Given me the opportunity to show I am able to manage...

Given me the opportunity to show I am able to manage my finances without question. The credit limit is perfect for people who are showing they too have improved finances. Reviewed on: 15th January 2026

Very good expereancehappy

Very good expereance plus no bother about paying Reviewed on: 15th January 2026

Excellent service I have been given a...

Excellent service I have been given a lot of help Reviewed on: 15th January 2026

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