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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Best card I've had, ever.

Quick decision, and quick payout, always every time, on time, perfect. Reviewed on: 6th March 2026

best card

i did not speak with customer service, but i heard customer services are excellent. Reviewed on: 6th March 2026

It was a quick process and you have your Credit Card...

It was a quick process and you have your Credit Card / no maybe’s or we are thinking about it for a while!!! Even though my Credit Score is low, they still gave me a credit Card!! The procedure to get the actual card was so quick and lt was like an instant decision!!! No asking lots of questions and had to go away and think about it they just said here is your card!! Great!! Reviewed on: 6th March 2026

Excellent 5 STAR review

First class experience from application onwards - thank you Reviewed on: 6th March 2026

Never a problem always easy to use and understanding...

Never a problem always easy to use and understanding when faced with an issue Reviewed on: 6th March 2026

easy to use.

easy to use. helpful website with advice and reviews Reviewed on: 6th March 2026

Easy to use app

Easy to use app, everything clear and all in one place. Reviewed on: 6th March 2026

Fabulous service .

Fabulous service .and great value Reviewed on: 6th March 2026

Zopa is a great credit card and I would recommend t...

Zopa is a great credit card and I would recommend this to family and friends . Reviewed on: 6th March 2026

Zopa number 1

Never had a problem with card or payments clear you balance done on the app within minutes couldn't ask for a better card Reviewed on: 6th March 2026

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