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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,485 reviews, last reviewed 16th Mar 2026
155350% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026
Natalie K's avatar
Natalie K

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43485)

Never had a bad experience easy to use and does what...

5
Never had a bad experience easy to use and does what it says on the tin easy repayments and simple app to use Reviewed on: 15th January 2026
Ross phillips's avatar
Ross phillips

Thank you Zopa

5
I found Zopa willing to help where others wouldn’t Reviewed on: 15th January 2026
Gerard S's avatar
Gerard S

I have found Zopa very good and when needed they hav...

5
I have found Zopa very good and when needed they have solved me issue straight away. Reviewed on: 15th January 2026
Bella H's avatar
Bella H

Yeah, I like so Zopa Bank the last time I speak to o...

5
Yeah, I like so Zopa Bank the last time I speak to one of the customer I get very good help and I really happy with that Reviewed on: 15th January 2026
Kevin M's avatar
Kevin M

Amazing provider

5
Helpful, service with great rates Reviewed on: 15th January 2026
Karen c's avatar
Karen c

It's very easy to use .I always use for buying online

5
It's very easy to use I always use online perching Reviewed on: 15th January 2026
Mohammad T's avatar
Mohammad T

Easy to make payments and check your balance...

5
Easy to make payments and check your balance Reviewed on: 15th January 2026
Sweeney 's avatar
Sweeney

Very easy to keep track of transactions.

5
Very easy to keep track of transactions. It's been a life saver. As been there for difficult time. Reviewed on: 15th January 2026
Maureen G's avatar
Maureen G

I get up to date notifications on my app, my spendin...

5
I get up to date notifications on my app, my spending is notified and payments are made clear . Also payments are notified to who and wats needing paid , just a great service very helpful and clear Thankyou Zopa Reviewed on: 15th January 2026
Linda's avatar
Linda

A common sense credit solution

5
A functional intuitive app, live communication and updates with clear markets to help you track your account. For me in the last 15. Months Zopa have been the standout credit solution Reviewed on: 15th January 2026
Rob Gair's avatar
Rob Gair

Review Zopa: Credit card now

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