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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Managing My Credit Card Has Never been easier

Excellent credit card with a very user-friendly app. The features are clear, fees are transparent, and managing spending is really easy. Highly recommend. I’m really impressed with the Zopa credit card. The application process was quick and straightforward, and the mobile app makes it very easy to manage everything—from checking transactions to setting payment options. I like how transparent the fees and terms are, and the overall experience feels modern and reliable. It’s refreshing to see a financial product that’s designed with the user in mind.” Reviewed on: 6th March 2026

Easy to use App.

Easy to use App which means you have full control at all times. Reviewed on: 6th March 2026

Never had any issues really but had issues with othe...

Never had any issues really but had issues with other zoos products and helped very well Reviewed on: 6th March 2026

Very good straight forward process

Very good straight forward process Reviewed on: 6th March 2026

Good company and I’m a happy costumer :)

Good company and I’m a happy costumer :) Reviewed on: 6th March 2026

Amazing simple service with great credit limit can n...

Amazing simple service with great credit limit can not fault them Reviewed on: 6th March 2026

Excellence

Customer service is very excellent Reviewed on: 6th March 2026

Super zopa

I found Zopa very helpful in my experience. Reviewed on: 6th March 2026

Good deal.

No nonsense. Straightforward ways of dealing with money matters. Reviewed on: 6th March 2026

Excellent service, rate and offers

Excellent service, rate and offers Reviewed on: 6th March 2026

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