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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

great service, mobile banking works great

great service, mobile banking works great Reviewed on: 6th March 2026

Comfy card..

Zopa helped my credit score always respond to any inquiry and is easy to monouver the website. Reviewed on: 6th March 2026

Zopa is Proper

Great service everything is clear and helpful when you need it most Reviewed on: 6th March 2026

Good for using abroad.

Good for using abroad. No problems Reviewed on: 6th March 2026

Excellent service quality all round very happy I sig...

Excellent service quality all round very happy I signed up and a handy addition to my credit card and easy navigate app Reviewed on: 6th March 2026

The best credit card i have.

The best credit card i have.easy to use,. Reviewed on: 6th March 2026

Very easy to apply.

Very easy to apply. Great customer service Reviewed on: 6th March 2026

Amazing company

Very quick at decisions and staff are always very friendly and helpful Reviewed on: 6th March 2026

Very straightforward process and clear terms and con...

Very straightforward process and clear terms and conditions Reviewed on: 6th March 2026

Does what it says clear payment details you know exa...

Does what it says clear payment details you know exactly where you are with the great aoo Reviewed on: 6th March 2026

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