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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

Life changing experience. Friendly, supportive, fair. Reviewed on: 6th March 2026

Most high street lenders offer more competitive rates

Most high street lenders offer more competitive rates Reviewed on: 6th March 2026

So easy to apply very polite and helpful staff

So easy to apply very polite and helpful staff Reviewed on: 6th March 2026

Ideal service for building credit rating

Ideal service for building credit rating Reviewed on: 6th March 2026

Very simple and easy to use, great options for build...

Very simple and easy to use, great options for building credit score and can really cater products to suit your needs whilst still ensuring you aren’t spending above your means and that your borrowing is manageable! Reviewed on: 6th March 2026

Great service

Very helpful and sort your matters out Reviewed on: 6th March 2026

Great company

Great company great customer contact Reviewed on: 6th March 2026

Great Company

Zopa are a great company and I have always been extremely impressed with their credit card and customer service. Would highly recommend Reviewed on: 6th March 2026

It was simple and straightforward and took minutes t...

It was simple and straightforward and took minutes to complete. Reviewed on: 6th March 2026

Very easy to communicate and to contact

Very easy to communicate and deal with would highly reccomend Reviewed on: 6th March 2026

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