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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good credit card to have customer service helpful wh...

Good credit card to have customer service helpful when l have contacted them the online account easy to use Reviewed on: 6th March 2026

Zopa rocks

Love my credit card so far easy simple app Reviewed on: 6th March 2026

Excellent service from Zopa.

Excellent service from Zopa. Great app to use. Reviewed on: 6th March 2026

Zingy Zopa

I always find Zopa to be clear and precise with their information and very friendly!It’s a modern card the terms are very affordable! Reviewed on: 6th March 2026

Very easy process and keep you upto date with everyt...

Very easy process and keep you upto date with everything very easy to apply Reviewed on: 6th March 2026

Zopa offers credit and loan services with relatively...

Zopa offers credit and loan services with relatively low and manageable interest rates. The application process is straightforward, simple, and easy to understand. In addition, Zopa’s customer support team is highly effective and efficient, demonstrating strong professionalism and excellent customer relationship management. Reviewed on: 6th March 2026

I have had my card only recently.

I have had my card only recently. It keeps me in the loop every step of the way, even the added bonus of an email update each transaction. I Love it. im in love and look forward to a more "in controlled future" Thankyou for the opportunity Reviewed on: 6th March 2026

Excellent

Great card and definitely recommend to my family and friends..Helped me when I was short of money and easy to contact agents when you need more help Reviewed on: 6th March 2026

No issues with using the card.

No issues with using the card. Borrowing they made it easy and quick and very happy customer Reviewed on: 6th March 2026

Why choose Zopa

Very good communication and very easy to use and accepted widely Reviewed on: 6th March 2026

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