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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa first class!!

Zopa have been first class since i joined them, great app and communication fantastic. Reviewed on: 6th March 2026

A simple way to credit

Obtaining a Zopa credit card was a simple process, the app works very well. I am very happy with the service Zopa provide. Reviewed on: 6th March 2026

Helpful and quick

Easy to use and helped when I did not receive a purchase. Reviewed on: 6th March 2026

User friendly app

Really good app only negative i have is yhe monthly % rate is high unfortunately. Easy app to use very user friendly, easy to navigate too. Reviewed on: 6th March 2026

Fabulous

Extremely helpful and quick easy to navigate on the app Reviewed on: 6th March 2026

5 star service

I’ve had an excellent experience with Zopa Credit Card. The service has been smooth, reliable, and very easy to manage through their app. Everything from setting up the card to tracking spending and payments is straightforward and user-friendly. Customer service has also been great—helpful, responsive, and professional whenever I’ve had a question. Overall, Zopa provides a modern, hassle-free credit card experience, and I would definitely recommend it to anyone looking for a reliable credit card provider. Reviewed on: 6th March 2026

Brilliant.

Brilliant. Excellent job. Very understanding Reviewed on: 6th March 2026

Fabolous and easy to use.

Fabolous and easy to use. Make my life easier. Reviewed on: 6th March 2026

A positive experience.

I have so far not experienced frustration with the process of making use of the Zopa credit card. The chat option, the customer support team has been very helpful in all my queries. Reviewed on: 6th March 2026

Fast and cheap when needed , very good customer service

Fast and cheap when needed , very good customer service Reviewed on: 6th March 2026

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