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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing company easy to work with

Amazing company easy to work with Reviewed on: 6th March 2026

Great app great credit card great credit limit

Great app great credit card great credit limit Reviewed on: 6th March 2026

Amazing company...

Amazing staff ver efficient company recommend to anyone Reviewed on: 6th March 2026

Customer service has always been very helpful

Customer service has always been very helpful Reviewed on: 6th March 2026

Had nothing but postive experiences when dealing wit...

Had nothing but postive experiences when dealing with Zopa, great customer service, helpful and friendly. Reviewed on: 6th March 2026

Brilliant service, blows the major banks out the wat...

Brilliant service, blows the major banks out the water, app is brilliant and can't fault them, fast and reliable Reviewed on: 6th March 2026

Zopa credit

Zopa have been absolutely amazing. They're helping me to build my credit score with affordable repayments. Approval is very fast. Thank you. Reviewed on: 6th March 2026

Easy transactions

Easy transaction. All app based. Easy step by step guide. Help line available if needed. Reviewed on: 6th March 2026

Friendly helpful staff answered my questions confide...

Friendly helpful staff answered my questions confidently Reviewed on: 6th March 2026

Great service since I joined, rewards loyalty and he...

Great service since I joined, rewards loyalty and helps make managing money easy Reviewed on: 6th March 2026

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