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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

App is great, apple pay just added

App is great, apple pay just added Reviewed on: 6th March 2026

Overall very Good

All good easy to use app and apply for different finance Reviewed on: 6th March 2026

I find that zopa is efficient easy to use and welcom...

I find that zopa is efficient easy to use and welcome in most places Reviewed on: 6th March 2026

Easy to use.

Easy to use. Very efficient and the app is straightforward Reviewed on: 6th March 2026

Very easy to deal with, quick decisions

Very easy to deal with, quick decisions Reviewed on: 6th March 2026

Very reliable delivery on card great rates easy paym...

Very reliable delivery on card great rates easy payment Reviewed on: 6th March 2026

easy to use and full of information

easy to use and full of information Reviewed on: 6th March 2026

Top Class

From start to finish of my application it was quick and easy Reviewed on: 6th March 2026

Great service provider and value

Great service provider and value Reviewed on: 6th March 2026

It’s a very good card to have and makes managing mon...

It’s a very good card to have and makes managing money easier Reviewed on: 6th March 2026

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