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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43485 reviews)

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4.94

Based on 43,485 reviews, last reviewed 16th Mar 2026

155350% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great for spending. Great for spending. Helpful. Good for low credit score to get a card. Easy to use. Good working app. Good repayments. Would definitely recommend to ot... Read more Reviewed on: 16th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43485)

I love it zopa credit card is best happy using it ch...

I love it zopa credit card is best happy using it cheers Reviewed on: 15th January 2026

Easy to apply for easy to use

Easy to apply and easy to use new credit card Reviewed on: 15th January 2026

I have had great experiences with when I have rang w...

I have had great experiences with when I have rang with any problems and it’s been dealt with professionally and quickly alway politely too Reviewed on: 15th January 2026

Zopa is very good bank but I wish to have quicker cr...

Zopa is very good bank but I wish to have quicker credit increase limit, I keep good payment Reviewed on: 15th January 2026

Easy to apply and fantastic customer service team al...

Easy to apply and fantastic customer service team always on hand to help, the App is also very user friendly and you can keep up to date on what you have spent Reviewed on: 15th January 2026

Excellent service.

Excellent service. Make a payment easy and clears pretty much straight away Reviewed on: 15th January 2026

Brilliant credit limit for a new customer and

Brilliant credit limit for a new customer and Reviewed on: 15th January 2026

Zopable Future!

Zopa have been responsible lenders who have got a great costumer experience other lenders could learn from! Reviewed on: 15th January 2026

Whenever I have needed help they are always so nice...

Whenever I have needed help they are always so nice Reviewed on: 15th January 2026

ZOPA MOBILE APP

I applied for this card and the security is very good received the card via post you have to call to activate immediately I was able to use it very good just keep up payments no trouble to your credit Reviewed on: 15th January 2026

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