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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy no fuss, easy to use app

Very easy no fuss, easy to use app Reviewed on: 6th March 2026

I had a good experience with the customer service du...

I had a good experience with the customer service during my call Reviewed on: 6th March 2026

Very easy and convenient and I take it with me where...

Very easy and convenient and I take it with me wherever I go! Reviewed on: 6th March 2026

Easy to use and navigate.

Easy to use and navigate. I was looking for a card that would help me build my credit score and I found it. Reviewed on: 6th March 2026

Zoopa helps me stay tracked of my finances and the c...

Zoopa helps me stay tracked of my finances and the customer service is superb. The interest rate is not draining too. Reviewed on: 6th March 2026

My experience with Zopa has been good

My experience with Zopa has been good Reviewed on: 6th March 2026

The app is so easy to use and it provides everything...

The app is so easy to use and it provides everything you need Reviewed on: 6th March 2026

Great service and gives people a chance with poor cr...

Great service and gives people a chance with poor credit Reviewed on: 6th March 2026

Top Service

the service has been excellent , especially the communication and use of my card Reviewed on: 6th March 2026

Very easy apply for card, and good to have

Very easy apply for card, and good to have Reviewed on: 6th March 2026

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