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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to apply for and easy to use and undaersta...

Very easy to apply for and easy to use and undaerstand tte payments Reviewed on: 6th March 2026

Fantastic very good I found it very helpful

Fantastic very good I found it very helpful Reviewed on: 6th March 2026

Can’t fault this company at all, have a credit card,...

Can’t fault this company at all, have a credit card, car finance & a loan, nice & easy to sort with these guys Reviewed on: 6th March 2026

Can’t complain about anything customer service very...

Can’t complain about anything customer service very helpful all is very easy to use would recommend Reviewed on: 6th March 2026

Greet Card to have

It’s a great card to use with instant transactions updated on your account plus great APR Reviewed on: 6th March 2026

Straight forward to sign up & a great way to pay by...

Straight forward to sign up & a great way to pay by transfer. Reviewed on: 6th March 2026

Really good and help there when you need it and revi...

Really good and help there when you need it and reviews are good Reviewed on: 6th March 2026

Simple app system and rapid payment credit system

Simple app system and rapid payment credit system Reviewed on: 6th March 2026

Card came very quickly

Card came very quickly brilliant customer service easy to apply Reviewed on: 6th March 2026

Exellent service and easy app access

Exellent service and easy app access Reviewed on: 6th March 2026

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