Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,486 reviews, last reviewed 18th Mar 2026
155400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very clear and transparent explanations. Very clear and transparent explanations. I feel very valued. Reviewed on: 18th March 2026
Brian's avatar
Brian

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Credit card reviews (43486)

I applied for the card and within 2 weeks I had rece...

5
I applied for the card and within 2 weeks I had received and started using g my new card Reviewed on: 15th January 2026
Natalie C's avatar
Natalie C

Excellent really easy to use and pay

5
Excellent really easy to use and pay Reviewed on: 15th January 2026
Laura D's avatar
Laura D

Thanks it’s very nice and help me allot

5
Thanks it’s very nice and help me allot Reviewed on: 15th January 2026
Mehdi S's avatar
Mehdi S

When I applied for my credit card,the process was sm...

5
When I applied for my credit card,the process was smooth and straightforward. The starting rate was good as well. Security is good when you forget the password, they send a verification code to your mobile. When paying the balances it clears immediately other than waiting for hours. I love it Reviewed on: 15th January 2026
Tatenda N's avatar
Tatenda N

Really good experience with Zopa

5
Really good experience with Zopa Reviewed on: 15th January 2026
Maria l's avatar
Maria l

Good service

5
Easy to use app, fast and efficient service team on call when needed Reviewed on: 15th January 2026
Kellyanne A's avatar
Kellyanne A

Quality Bank

5
I’ve contacted Zopa times about managing existing products and even new ones to me, and each time their service has been top quality! Reviewed on: 15th January 2026
Dale L's avatar
Dale L

Zopa is so easy to use.

5
Zopa is so easy to use. Getting the credit card was hassle free. Everything in the app is easy to use. Reviewed on: 15th January 2026
Stacey C's avatar
Stacey C

Hannah jones

5
Great perks and service great customer service Reviewed on: 15th January 2026
hannah j's avatar
hannah j

Amazing quick and easy very simple sign up

5
Amazing quick and easy very simple sign up Reviewed on: 15th January 2026
Jack s's avatar
Jack s

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill