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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service and easy to use app

Excellent service and easy to use app Reviewed on: 6th March 2026

You are excellent to speak to and I got my card very...

You are excellent to speak to and I got my card very easily so thank you Reviewed on: 6th March 2026

Application very straightforward and interest rate i...

Application very straightforward and interest rate is excellent. Communication is excellent. Very impressed and would have no reservations in recommending Zopa. Reviewed on: 6th March 2026

The best.

When you go online or ring and speak to someone its the same service very good. on phone knowledgable and helpful with anything. Reviewed on: 6th March 2026

Zopa has provided tailored customer service and bank...

Zopa has provided tailored customer service and banking provisions aligned to personal use Reviewed on: 6th March 2026

Excellent product

Clear concise communication simple to use especially abroad as a contactless payment method both retail and public transport Reviewed on: 6th March 2026

Always good service and good rates

Always good service and good rates Reviewed on: 6th March 2026

All I can say is amazing so that’s that

All I can say is amazing so that’s that Reviewed on: 6th March 2026

First class service service

First class service and affordable lending with reasonable rates Reviewed on: 6th March 2026

Happy with service like using would recommend the se...

Happy with service like using would recommend the service to my family and friends Reviewed on: 6th March 2026

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