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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43487 reviews)

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4.94

Based on 43,487 reviews, last reviewed 18th Mar 2026

155450% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had mine now 12 months plus and no problems a... I have had mine now 12 months plus and no problems at all Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43487)

Amazing quick and easy very simple sign up

Amazing quick and easy very simple sign up Reviewed on: 15th January 2026

Excellent, from application to setting up the app.

Excellent, from application to setting up the app. Everything available to help if needed. Not had any problems at all. Reviewed on: 15th January 2026

Zopa are brill.

Zopa helped me when no one else would. They are easy to use and have helped massively with my credit score. Hats off to Zopa. Reviewed on: 15th January 2026

No issues would recommend to friends and family

No issues would recommend to friends and family Reviewed on: 15th January 2026

New experience with no problems polite and efficient...

New experience with no problems polite and efficient service, understand the app etc Reviewed on: 15th January 2026

Zopa app is excellent, love the advice given

Zopa app is excellent, love the advice given Reviewed on: 15th January 2026

It's just a great card, really good service and help...

It's just a great card, really good service and helpful support Reviewed on: 15th January 2026

Very professional the best out there

Very professional Best out there Reviewed on: 15th January 2026

Great service all round from the customer service te...

Great service all round from the customer service team to the app on the phone Reviewed on: 15th January 2026

I’ve had lots of cards and this is by far the best f...

I’ve had lots of cards and this is by far the best for easiness to use and simple instructions to follow and no cold calling or hassle Reviewed on: 15th January 2026

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