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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,488 reviews, last reviewed 18th Mar 2026
155500% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

They are helpful and good value for money They are helpful and good value for money Reviewed on: 18th March 2026
Jeffery Greaves 's avatar
Jeffery Greaves

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (43488)

I’ve had lots of cards and this is by far the best f...

5
I’ve had lots of cards and this is by far the best for easiness to use and simple instructions to follow and no cold calling or hassle Reviewed on: 15th January 2026
Joseph M's avatar
Joseph M

Absolutely fantastic company highly recommend it to...

5
Absolutely fantastic company highly recommend it to anyone who needs a credit card. Reviewed on: 15th January 2026
Wayne A's avatar
Wayne A

Easy to use site user friendly with all the informat...

5
Easy to use site user friendly with all the information you need to hand Reviewed on: 15th January 2026
Anna W's avatar
Anna W

I haven't been with zopa very long but find they are...

5
I haven't been with zopa very long but find they are brilliant good interest rates excellent company thankyou Reviewed on: 15th January 2026
Keith Griffiths 's avatar
Keith Griffiths

IBFEEL SAFE WITH MY ZOPA LOAN & CREDIT CARD

5
Zopa Credit Card as with their Zopa Loans are easy to apply for. Zopa will only allow you the amount of credit you can afford on both Credit Card & Loans. I feel totally safe with Zopa. Easy to navigate website. Zopa App is great, you can find all the answers you need on the App and check out the status of your Loan & Credit Card Avcounts. Highly recommend Zopa. Reviewed on: 15th January 2026
Patricia Goldie's avatar
Patricia Goldie

Easy to apply for and keep you informed every step o...

5
Easy to apply for and keep you informed every step of the process Reviewed on: 15th January 2026
Martyn Barrow's avatar
Martyn Barrow

Very helpful and fast and reliable

5
Very helpful and fast and reliable Reviewed on: 15th January 2026
Dionne's avatar
Dionne

I love zopa they are top notch in customer service a...

5
I love zopa they are top notch in customer service and even charge rates. I will chose them more and more only that they don't offer me higher value card. Reviewed on: 15th January 2026
Festus K's avatar
Festus K

Great service, clear and transparent with you.

5
Great service, clear and transparent with you. Reviewed on: 15th January 2026
Andrew A's avatar
Andrew A

Statement is always on time when you phone there is...

5
Statement is always on time when you phone there is someone friendly at the other end Reviewed on: 15th January 2026
Douglas M's avatar
Douglas M

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