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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent company and easy to use and great customer...

Excellent company and easy to use and great customer service Reviewed on: 6th March 2026

Excellent service and affordable

Excellent service and affordable Reviewed on: 6th March 2026

Easy to use and great app

Zopa card is easy to use especially the app as you can set a baffa for a rainy day. The app allows you to stay on top of your spending. Reviewed on: 6th March 2026

Excellent excellent

Very good experience to use dopamine credit card Reviewed on: 6th March 2026

Excellent service every time I get in-touch

Excellent service every time I get in-touch Reviewed on: 6th March 2026

It is a very good credit card to have it is good cre...

It is a very good credit card to have it is good credit f you need to use it I would recommend my family to get one Reviewed on: 6th March 2026

I've found using Zopa excellent, easy to deal with a...

I've found using Zopa excellent, easy to deal with and a company that can be trusted Reviewed on: 6th March 2026

Easy to use app, great coms and helpful

Easy to use app, great coms and helpful Reviewed on: 6th March 2026

Excellent service,super easy to use.

Excellent service,super easy to use. Reviewed on: 6th March 2026

Simple application,easy to use app,simply a great cr...

Simple application,easy to use app,simply a great credit provider.can even add card to Apple Pay! Reviewed on: 6th March 2026

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