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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excelent

It is the best credit card for me Reviewed on: 6th March 2026

this company is amazing keep you updated on everythi...

this company is amazing keep you updated on everything 100%the best and the rates are good to Reviewed on: 6th March 2026

Very easy to use and app is handy.

Very easy to use and app is handy. Never had any issues Reviewed on: 6th March 2026

Very happy, have text message well in time letting m...

Very happy, have text message well in time letting me know due date and how much Reviewed on: 6th March 2026

Excellent service

Excellent service great quality easy to follow app. Reviewed on: 6th March 2026

Using the app very good easy to use

Using the app very good easy to use Reviewed on: 6th March 2026

Great service

Fantastic experience from the start Reviewed on: 6th March 2026

Excellent credit card provider and very easy applica...

Excellent credit card provider and very easy application Reviewed on: 6th March 2026

Excellent service , Highly Recommend

Excellent service , you can hear the smile over the phone. Highly recommend Reviewed on: 6th March 2026

Zopa are excellent and always deliver as promised Zo...

Zopa are excellent and always deliver as promised Zopa are also excellent in providing updates so you always know where you are financially Reviewed on: 6th March 2026

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