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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good card and rates along with customer service when...

Good card and rates along with customer service when I had an issue with a transaction. Reviewed on: 6th March 2026

Excellent service outstanding staff issues if any ea...

Excellent service outstanding staff issues if any easily resolved Reviewed on: 6th March 2026

Love it !!!

Great credit card easy to use the app is good too have told friends about it Reviewed on: 6th March 2026

Brilliant credit card

Zopa have been brilliant. I have paid on time and have only had to phone once to discuss a matter and they were extremely helpful. Reviewed on: 6th March 2026

Easy, friendly and helpful

Easy to negotiate website and helpful staff if I have any questions. Good interest rate too. Great hints on how to bring balance down quicker too Reviewed on: 6th March 2026

Super easy to be part of the family

Super easy to be part of the family Reviewed on: 6th March 2026

Excellent facilities and customer service and always...

Excellent facilities and customer service and always with a smile, easy to use app on the phone and good value for money Reviewed on: 6th March 2026

Always There

Your customer service is excellent always helped me out when needed, and the app is really easy to use Reviewed on: 6th March 2026

Very easy to use for people like me who wanted to re...

Very easy to use for people like me who wanted to rebuild their credit score Reviewed on: 6th March 2026

So easy to use

I find their service so easy to navigate. The app is one of the best ive used so I can see exactly where I am at so easily. Making payments and balance transfers have been a breeze Reviewed on: 6th March 2026

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