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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

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4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Helpful with great customer service.

Zopa are a very understanding company, with a brilliant customer service. They are always there if help is needed or just if you don't understand something. I am pleased with this company. Reviewed on: 15th January 2026

Fine with them so far with a good service

Fine with them so far with a good service Reviewed on: 15th January 2026

It has been great from the beginning with me having...

It has been great from the beginning with me having a credit card it has been very easy to transfer money and goes in super fast. Reviewed on: 15th January 2026

Zopa accepted me when my credit score wasn’t so good...

Zopa accepted me when my credit score wasn’t so good, I have no managed to build on this and be approved for a mortgage, thank you! Reviewed on: 15th January 2026

Excellent customer service from Zopa

Excellent customer service from Zopa Reviewed on: 15th January 2026

Best customer service and excellent in all

Best customer service and excellent in all Reviewed on: 15th January 2026

Zopa is a brilliant credit card very easy and would...

Zopa is a brilliant credit card very easy and would recommend too friends Reviewed on: 15th January 2026

Never had a problem excellent service

Never had a problem excellent service Reviewed on: 15th January 2026

Able to provide cash for a short term

Able to provide cash for a short term Reviewed on: 15th January 2026

Pain free application process

Such a quick and pain free experience from the application stage to receiving approval. Reviewed on: 15th January 2026

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