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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

limit isn’t the highest but hopefully it goes up reg...

limit isn’t the highest but hopefully it goes up regularly Reviewed on: 6th March 2026

a unique experience to recommend to all friends and...

a unique experience to recommend to all friends and family Reviewed on: 6th March 2026

Always had great service when needed.

Always had great service when needed.Loan services were easy to apply for and quick. Reviewed on: 6th March 2026

Easy to deal with.

Easy to deal with. Have absolutely no complaints. Reviewed on: 6th March 2026

Simply Superb

Simply a superb service at all times. Reviewed on: 6th March 2026

Zopa card

Easy application, easy app well directed. Email when payment due and being taken from bank. Everything explained easily so you know exactly where you are Reviewed on: 6th March 2026

Not bad but not increasing limit.

Not bad but not increasing limit. Reviewed on: 6th March 2026

Excellent customer service and app

Excellent customer service amazing and simple app and paying is so quick and simple Reviewed on: 6th March 2026

Best interest rates around and the app is great to u...

Best interest rates around and the app is great to use and easy to navigate Reviewed on: 6th March 2026

Quick, safe, easy to apply.

Quick, safe, easy to apply. Couldn't ask for more Reviewed on: 6th March 2026

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