Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

So helpful and recommended easy to get in touch with

So helpful and easy to get in touch with Reviewed on: 6th March 2026

So good experience zopa credit card good service zop...

So good experience zopa credit card good service zopa credit card 10 review Reviewed on: 6th March 2026

Very easy to use app and excellent customer service...

Very easy to use app and excellent customer service online and on the phone Reviewed on: 6th March 2026

Great card to have, never had a problem

Great card to have, never had a problem Reviewed on: 6th March 2026

Very easy to deal with website is easy to use custom...

Very easy to deal with website is easy to use customer service is superb never to much to help no matter what I need Reviewed on: 6th March 2026

Great App

Great service and App very easy to use Reviewed on: 6th March 2026

Easy to use app and straightforward

Easy to use app and straightforward Reviewed on: 6th March 2026

Great App and very easy to apply

Great App and very easy to apply Reviewed on: 6th March 2026

Fantastic and easy to set up app

Fantastic and easy to set up app Reviewed on: 6th March 2026

Champions all the way!

Very easy to use. Can't fault them at all! Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 3.73 from 14 reviews
Credit card
from Zable 4.82 from 120216 reviews
Gold Credit Card
from American Express 4.51 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub