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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43489 reviews)

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4.94

Based on 43,489 reviews, last reviewed 18th Mar 2026

155500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

So far so good very helpful in every way So far so good very helpful in every way Reviewed on: 18th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43489)

Great credit card

Great provider never any issues, great credit card Reviewed on: 15th January 2026

Very professional staff always on hand if you need t...

Very professional staff always on hand if you need to talk Easy to understand all aspects of the spending/payment process Have spoken to family and a few friends and advised them to look into taking a card from you Reviewed on: 15th January 2026

zopa is just brilliant

zopa is just brilliant could not be better just so thankful i was accepted Reviewed on: 15th January 2026

Really helped me out when I needed it.

Really helped me out when I needed it. Brilliant people to talk to how a recommendable. Reviewed on: 15th January 2026

I am very happy with the service

I am very happy with the service and ease of use also never had any issues with use the credit card and app Reviewed on: 15th January 2026

great company would recommend to anyone who wants no...

great company would recommend to anyone who wants no hassle Reviewed on: 15th January 2026

One bank

App simple to use application easy Reviewed on: 15th January 2026

Been amazing and had no problems

Been amazing and had no problems Reviewed on: 15th January 2026

My experience of Zopa is first class.

My experience of Zopa is first class. Recently I missed a payment due to the Christmas period. It was no problem for |Zopa. They simply gave me another date and the payment was made. First class if you ask me Reviewed on: 15th January 2026

Excellent, Friendly and very supportive service

Excellent, Friendly and very supportive service Reviewed on: 15th January 2026

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