Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service and helpful staff No frills just g...

Excellent service and helpful staff No frills just good service Reviewed on: 6th March 2026

Good service, very clear and easy app to use

Good service, very clear and easy app to use Reviewed on: 6th March 2026

Been a very simple process from start to finish.

Been a very simple process from start to finish. I have absolutely no complaints Reviewed on: 6th March 2026

Excellent the greatest card

Excellent card and a must for everyone Reviewed on: 6th March 2026

I was approved right away when I applied

I was approved right away when I applied Reviewed on: 6th March 2026

Excellent card

I especially like the credit cushion feature Reviewed on: 6th March 2026

Think of customers

Low on payback affordable so if you can pay more a month you can. Reviewed on: 6th March 2026

Easy to use and always great valur informed of offers

Easy to use and always informed of offers Reviewed on: 6th March 2026

had no troubles with this company at all, made apply...

had no troubles with this company at all, made applying for credit just that little bit easy, making affordable payments for me making things easy for the better would highly recommend Reviewed on: 6th March 2026

Easy sign up and so much information on the app, I k...

Easy sign up and so much information on the app, I know clearly when I need to pay by when and how much Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.38 from 75 reviews
Credit Card
from Shop Direct 4.23 from 6 reviews
Everyday Credit Card
from Santander 4.17 from 25 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub