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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

iv never had any trouble with zopa and there custome...

iv never had any trouble with zopa and there customer service has always been excellent Reviewed on: 6th March 2026

Excellent customer service!

Excellent customer service and great app! Reviewed on: 6th March 2026

Great service helpfull operators

Great service helpfull operators Reviewed on: 6th March 2026

Excellent service, good rates and payment options

Excellent service, good rates and payment options Reviewed on: 6th March 2026

Customer service is outstanding.

Customer service is outstanding. Any issues are sorted straight away and derive advisors knowledgeable Reviewed on: 6th March 2026

Excellent

Good rates and great app features Reviewed on: 6th March 2026

Super easy to navigate l. Total value for money

Super easy to navigate the app. The whole experience from zopa has been superb Reviewed on: 6th March 2026

Very good customer service always there to help

Very good customer service always there to help Reviewed on: 6th March 2026

A Trouble free experience all round, great card and...

A Trouble free experience all round, great card and customer service Reviewed on: 6th March 2026

Easy App to use & friendly helpful staff.

Easy App to use & friendly helpful staff. Good communication via email & text re. Latest Zopa News/updates. Reviewed on: 6th March 2026

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