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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent service

Always quick & good service. Also app easy to use 8 understand Reviewed on: 6th March 2026

Easy to apply very quick response no hassle once agr...

Easy to apply very quick response no hassle once agreed money instant Reviewed on: 6th March 2026

Staff are always polite and nothing is too much trou...

Staff are always polite and nothing is too much trouble for them. Reviewed on: 6th March 2026

Since I have been with Zopa I have never had any iss...

Since I have been with Zopa I have never had any issues with Zopa. Best credit card ever. Reviewed on: 6th March 2026

My first credit card

Zopa was great they were willing to give me a chance to get my first credit card when other high street banks turned me down. Their card is easy to use and has great features. Reviewed on: 6th March 2026

Zopa credit

Easy to apply good customer service Reviewed on: 6th March 2026

Easy to use credit card, savings, investments and loan

Easy to use credit card, savings, investments and loan Reviewed on: 6th March 2026

Adorable

Easy app & good rate for increasing your credit score Reviewed on: 6th March 2026

Easy to set up and use

Easy to set up and use you can add the card to your phone wallet Reviewed on: 6th March 2026

Great customer service, would recommend

Great customer service, would recommend Reviewed on: 6th March 2026

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