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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43490 reviews)

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4.94

Based on 43,490 reviews, last reviewed 19th Mar 2026

155550% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

ZopaCredit Does everything you would expect from a credit card glad I. Chose Zopa Reviewed on: 19th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43490)

Everytime I need help or have a problem it's always...

Everytime I need help or have a problem it's always been a quick easy solution Reviewed on: 15th January 2026

Good credit card, and easy used any time .

Good credit card, and easy used any time . Reviewed on: 15th January 2026

Good service, clear and understandable function

Good service, clear and understandable function Reviewed on: 15th January 2026

Can’t fault the service I have received

Can’t fault the service I have received Reviewed on: 15th January 2026

Very happy smiles all around smooth application now...

Very happy smiles all around smooth application now fuss absolutely seamless Reviewed on: 15th January 2026

Very helpful great app, great customer service support

Very helpful great app, great customer service support Reviewed on: 15th January 2026

Zopa have been a great help, always there when I nee...

Zopa have been a great help, always there when I need them. Reviewed on: 15th January 2026

Cracking card

Cracking card for your first credit card,interest rates very reasonable,should get an increase in my credit soon which is always a help.very happy. Reviewed on: 15th January 2026

GREAT BANK,GREAT ACCOUNT THANKYOU

GREAT BANK,GREAT ACCOUNT THANKYOU Reviewed on: 15th January 2026

Responsible Credit Limit set

Responsible Credit Limit set that is within my budget.Very good customer service. Have handled my account professionally. Reviewed on: 15th January 2026

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